The Bank of Forest: how it compares with its peers
Against 31 MS banks with half to twice its assets, The Bank of Forest's strongest measure in Q2 2026 is return on assets (1.41% vs. a 1.15% peer median). Its weakest relative measure is net interest margin (3.79% vs. 4.04%).
| Measure | The Bank of Forest | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.41% | 1.15% | Top third Ahead of 71% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.79% | 4.04% | Bottom third Ahead of 29% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.29% | 65.42% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.6M | $5.2M | Middle third Ahead of 55% of peers |
| Loans to deposits Net loans and leases over total deposits. | 61.13% | 71.79% | Context |
What it means for lending operations
Its efficiency ratio of 63.29% is better than the 65.42% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Commercial Bank De Kalb, MS · $295M
- Bank of Franklin Meadville, MS · $302M
- FNB Picayune Bank Picayune, MS · $282M
- Unity Bank of Mississippi Holly Springs, MS · $282M
- Grand Bank for Savings, FSB Hattiesburg, MS · $280M
- First Southern Bank Columbia, MS · $317M
Questions about The Bank of Forest
How big is The Bank of Forest?
The Bank of Forest, established in 1900, is headquartered in Forest, MS. It reported $296M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Bank of Forest's return on assets?
1.41% annualized in Q2 2026, against a 1.15% median for 31 MS banks with half to twice its assets, ahead of 71% of them.
What is The Bank of Forest's efficiency ratio?
63.29% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 65.42%, and lower is better.
Is The Bank of Forest growing its loans?
Net loans grew 4.5% over the year to Q2 2026, while deposits grew 13.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Mississippi bank ranked.