Pike National Bank: how it compares with its peers
Against 29 MS banks with half to twice its assets, Pike National Bank's strongest measure in Q2 2026 is return on assets (1.00% vs. a 1.09% peer median). Its weakest relative measure is efficiency ratio (66.25% vs. 65.42%).
| Measure | Pike National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.00% | 1.09% | Middle third Ahead of 45% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.83% | 3.94% | Middle third Ahead of 45% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 66.25% | 65.42% | Middle third Ahead of 41% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.2M | $5.3M | Middle third Ahead of 45% of peers |
| Loans to deposits Net loans and leases over total deposits. | 64.49% | 71.79% | Context |
What it means for lending operations
Its efficiency ratio of 66.25% is above the 65.42% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First National Bank of Clarksdale Clarksdale, MS · $386M
- First Federal Savings and Loan Association Pascagoula, MS · $381M
- RiverHills Bank Vicksburg, MS · $445M
- BankOkolona Okolona, MS · $360M
- Great Southern Bank Meridian, MS · $355M
- Citizens Bank Columbia, MS · $466M
Questions about Pike National Bank
How big is Pike National Bank?
Pike National Bank, established in 1985, is headquartered in Mccomb, MS. It reported $409M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Pike National Bank's return on assets?
1.00% annualized in Q2 2026, against a 1.09% median for 29 MS banks with half to twice its assets, ahead of 45% of them.
What is Pike National Bank's efficiency ratio?
66.25% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 65.42%, and lower is better.
Is Pike National Bank growing its loans?
Net loans grew 26.0% over the year to Q2 2026, while deposits grew 4.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Mississippi bank ranked.