BankOkolona: how it compares with its peers
Against 30 MS banks with half to twice its assets, BankOkolona's strongest measure in Q2 2026 is return on assets (1.38% vs. a 1.12% peer median). Its weakest relative measure is net interest margin (3.94% vs. 4.03%).
| Measure | BankOkolona | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.38% | 1.12% | Top third Ahead of 70% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.94% | 4.03% | Middle third Ahead of 47% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 64.55% | 65.55% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.0M | $5.2M | Top third Ahead of 70% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.79% | 65.67% | Context |
What it means for lending operations
Its efficiency ratio of 64.55% is better than the 65.55% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Great Southern Bank Meridian, MS · $355M
- Bank of Kilmichael Kilmichael, MS · $342M
- The Cleveland State Bank Cleveland, MS · $340M
- First Federal Savings and Loan Association Pascagoula, MS · $381M
- First National Bank of Clarksdale Clarksdale, MS · $386M
- Copiah Bank Hazlehurst, MS · $332M
Questions about BankOkolona
How big is BankOkolona?
BankOkolona, established in 1931, is headquartered in Okolona, MS. It reported $360M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is BankOkolona's return on assets?
1.38% annualized in Q2 2026, against a 1.12% median for 30 MS banks with half to twice its assets, ahead of 70% of them.
What is BankOkolona's efficiency ratio?
64.55% in Q2 2026: it spent about 65 cents in noninterest expense for each dollar of revenue. The peer median is 65.55%, and lower is better.
Is BankOkolona growing its loans?
Net loans grew 4.5% over the year to Q2 2026, while deposits grew 3.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Mississippi bank ranked.