First National Bank in Ord: how it compares with its peers
Against 51 NE banks with half to twice its assets, First National Bank in Ord's strongest measure in Q2 2026 is return on assets (1.93% vs. a 1.34% peer median). Its weakest relative measure is assets per employee ($6.9M vs. $8.2M).
| Measure | First National Bank in Ord | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.93% | 1.34% | Top third Ahead of 86% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.96% | 3.85% | Middle third Ahead of 55% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.12% | 58.13% | Top third Ahead of 71% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.9M | $8.2M | Bottom third Ahead of 24% of peers |
| Loans to deposits Net loans and leases over total deposits. | 58.71% | 84.83% | Context |
What it means for lending operations
Its efficiency ratio of 52.12% is better than the 58.13% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Legends West Bank Lewellen, NE · $158M
- Cedar Rapids State Bank Cedar Rapids, NE · $175M
- Brunswick State Bank Brunswick, NE · $176M
- Farmers and Merchants Bank of Ashland Ashland, NE · $152M
- Bank of Hartington Hartington, NE · $151M
- State Bank of Table Rock Table Rock, NE · $150M
Questions about First National Bank in Ord
How big is First National Bank in Ord?
First National Bank in Ord, established in 1882, is headquartered in Ord, NE. It reported $166M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is First National Bank in Ord's return on assets?
1.93% annualized in Q2 2026, against a 1.34% median for 51 NE banks with half to twice its assets, ahead of 86% of them.
What is First National Bank in Ord's efficiency ratio?
52.12% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 58.13%, and lower is better.
Is First National Bank in Ord growing its loans?
Net loans grew 7.2% over the year to Q2 2026, while deposits grew 5.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.