Clarkson Bank: how it compares with its peers
Against 44 NE banks with half to twice its assets, Clarkson Bank's strongest measure in Q2 2026 is assets per employee ($10.2M vs. a $7.9M peer median). Its weakest relative measure is net interest margin (3.68% vs. 3.87%).
| Measure | Clarkson Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.71% | 1.31% | Top third Ahead of 80% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.68% | 3.87% | Middle third Ahead of 41% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 45.66% | 63.78% | Top third Ahead of 84% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.2M | $7.9M | Top third Ahead of 89% of peers |
| Loans to deposits Net loans and leases over total deposits. | 60.10% | 78.29% | Context |
What it means for lending operations
Its efficiency ratio of 45.66% is better than the 63.78% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- CerescoBank Ceresco, NE · $81M
- First Tri County Bank Swanton, NE · $78M
- First Bank of Utica Utica, NE · $77M
- Scribner Bank Scribner, NE · $87M
- Bank of Elgin Elgin, NE · $87M
Questions about Clarkson Bank
How big is Clarkson Bank?
Clarkson Bank, established in 1934, is headquartered in Clarkson, NE. It reported $81M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Clarkson Bank's return on assets?
1.71% annualized in Q2 2026, against a 1.31% median for 44 NE banks with half to twice its assets, ahead of 80% of them.
What is Clarkson Bank's efficiency ratio?
45.66% in Q2 2026: it spent about 46 cents in noninterest expense for each dollar of revenue. The peer median is 63.78%, and lower is better.
Is Clarkson Bank growing its loans?
Net loans grew 22.6% over the year to Q2 2026, while deposits grew 10.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NE banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Nebraska bank ranked.