Ohio bank rankings, Q2 2026
155 FDIC-insured banks are headquartered in Ohio, holding $5723.75B in combined assets as of Q2 2026. The median bank has $286M in assets, earns a 1.02% return on assets, and runs a 67.56% efficiency ratio.
Highest return on assets among community banks
- Sutton Bank Attica 5.07%
- Spring Valley Bank Wyoming 2.90%
- The St. Henry Bank St. Henry 2.57%
- The Citizens National Bank of Bluffton Bluffton 2.45%
- THE HOME LOAN SAVINGS BANK Coshocton 2.45%
- The National Bank of Adams County of West Union West Union 2.14%
- Guardian Savings Bank West Chester 2.00%
- First Bank of Ohio Tiffin 1.96%
- The Fahey Banking Company Marion 1.86%
- First Federal Community Bank, National Association Dover 1.86%
Most efficient community banks (lowest efficiency ratio)
- The St. Henry Bank St. Henry 34.68%
- The Peoples Bank Co. Coldwater 38.43%
- THE HOME LOAN SAVINGS BANK Coshocton 39.78%
- First Bank of Ohio Tiffin 43.07%
- First Federal Community Bank, National Association Dover 43.43%
- Sutton Bank Attica 44.40%
- The National Bank of Adams County of West Union West Union 46.53%
- Guardian Savings Bank West Chester 47.18%
- Main Street Bank Corp. Wooster 47.22%
- Spring Valley Bank Wyoming 47.66%
Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.
Every Ohio bank
| Bank | Assets | ROA | Efficiency | NIM |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association Columbus | $4091.32B | 1.59% | 54.38% | 2.88% |
| U.S. Bank National Association Cincinnati | $705.55B | 1.23% | 54.65% | 2.87% |
| Fifth Third Bank, National Association Cincinnati | $299.18B | 0.97% | 66.31% | 3.76% |
| The Huntington National Bank Columbus | $283.07B | 1.09% | 59.91% | 3.50% |
| KeyBank National Association Cleveland | $188.56B | 1.28% | 54.78% | 3.11% |
| First Financial Bank Cincinnati | $22.35B | 1.56% | 55.19% | 4.20% |
| Third Federal Savings and Loan Association of Cleveland Cleveland | $18.06B | 0.60% | 60.53% | 1.85% |
| The Park National Bank Newark | $12.61B | 1.99% | 53.70% | 4.99% |
| Peoples Bank Marietta | $9.53B | 1.31% | 56.08% | 4.28% |
| The Farmers National Bank of Canfield Canfield | $7.16B | 1.29% | 55.63% | 3.50% |
| Erebor Bank, N.A. Columbus | $4.66B | -1.03% | 211.95% | 0.71% |
| NATIONAL COOPERATIVE BANK, N.A. Hillsboro | $4.33B | 1.37% | 66.21% | 3.50% |
| Civista Bank Sandusky | $4.29B | 1.45% | 58.42% | 4.02% |
| Union Savings Bank Cincinnati | $4.02B | 2.01% | 48.40% | 2.94% |
| The Farmers & Merchants State Bank Archbold | $3.49B | 1.28% | 55.51% | 3.54% |
| First Federal Savings and Loan Association of Lakewood Lakewood | $2.94B | 0.57% | 87.56% | 2.30% |
| LCNB National Bank Lebanon | $2.22B | 1.16% | 61.87% | 4.02% |
| CFBank, National Association Columbus | $2.17B | 1.20% | 48.36% | 2.96% |
| Waterford Bank, N.A. Toledo | $1.77B | 1.29% | 49.52% | 3.39% |
| Sutton Bank Attica | $1.74B | 5.07% | 44.40% | 5.72% |
| The Ohio Valley Bank Company Gallipolis | $1.65B | 0.89% | 60.61% | 3.88% |
| The State Bank and Trust Company Defiance | $1.61B | 1.17% | 65.30% | 3.62% |
| THE VINTON COUNTY NATIONAL BANK Mcarthur | $1.59B | 1.29% | 59.15% | 3.88% |
| Main Street Bank Corp. Wooster | $1.55B | 1.49% | 47.22% | 3.90% |
| The Union Bank Company Columbus Grove | $1.44B | 0.92% | 60.66% | 4.05% |
| The Croghan Colonial Bank Fremont | $1.41B | 1.20% | 59.55% | 3.75% |
| Guardian Savings Bank West Chester | $1.39B | 2.00% | 47.18% | 2.99% |
| Signature Bank, National Association Toledo | $1.31B | 1.57% | 48.79% | 3.97% |
| The Richwood Banking Company Richwood | $1.30B | 1.26% | 63.95% | 4.35% |
| The Commercial and Savings Bank of Millersburg, Ohio Millersburg | $1.30B | 1.46% | 52.99% | 3.88% |
| Consumers National Bank Minerva | $1.28B | 0.95% | 67.56% | 3.50% |
| The Merchants National Bank Hillsboro | $1.27B | 1.17% | 61.93% | 3.65% |
| First State Bank Winchester | $1.24B | 1.10% | 61.35% | 3.27% |
| The North Side Bank and Trust Company Cincinnati | $1.17B | 1.12% | 53.04% | 2.79% |
| Liberty Savings Bank, F.S.B. Wilmington | $1.11B | 0.36% | 77.10% | 1.62% |
| The Citizens National Bank of Bluffton Bluffton | $1.10B | 2.45% | 49.89% | 4.45% |
| First Federal Community Bank, National Association Dover | $995M | 1.86% | 43.43% | 3.97% |
| The Killbuck Savings Bank Company Killbuck | $954M | 1.13% | 60.94% | 3.56% |
| Mechanics Bank Mansfield | $896M | 0.72% | 75.34% | 3.38% |
| Unified Bank Martins Ferry | $872M | 1.38% | 63.73% | 3.81% |
| The Peoples Bank Co. Coldwater | $859M | 1.66% | 38.43% | 3.27% |
| The Old Fort Banking Company Old Fort | $844M | 1.44% | 56.91% | 3.03% |
| Minster Bank Minster | $812M | 1.62% | 50.20% | 3.80% |
| The Genoa Banking Company Genoa | $748M | 0.85% | 71.51% | 3.89% |
| The Community Bank Zanesville | $680M | 1.16% | 68.51% | 3.93% |
| Greenville National Bank Greenville | $641M | 1.68% | 49.29% | 4.31% |
| Belmont Savings Bank Bellaire | $613M | 0.36% | 77.93% | 2.30% |
| The Andover Bank Andover | $595M | 0.79% | 76.83% | 3.11% |
| Kingston National Bank Kingston | $586M | 0.84% | 69.74% | 3.35% |
| First Federal Savings and Loan Association of Lorain Lorain | $574M | 0.08% | 96.02% | 2.27% |
| Buckeye State Bank Powell | $569M | 0.53% | 76.29% | 3.39% |
| Portage Community Bank Ravenna | $552M | 1.06% | 59.14% | 3.61% |
| United Midwest Savings Bank, National Association Degraff | $523M | 0.86% | 78.34% | 4.43% |
| The Savings Bank Circleville | $520M | 0.63% | 72.36% | 3.61% |
| Osgood Bank Osgood | $486M | 1.29% | 60.40% | 3.74% |
| Ohio State Bank Bexley | $484M | 1.02% | 52.42% | 2.43% |
| The Farmers Bank and Savings Company Pomeroy | $472M | 0.80% | 72.43% | 3.87% |
| First National Bank in New Bremen New Bremen | $467M | 1.38% | 51.05% | 2.72% |
| The St. Henry Bank St. Henry | $436M | 2.57% | 34.68% | 3.90% |
| North Valley Bank Zanesville | $427M | 1.04% | 73.76% | 4.53% |
| GreenWay Bank Van Wert | $402M | 0.07% | 96.22% | 2.55% |
| The First Citizens National Bank of Upper Sandusky Upper Sandusky | $390M | 0.48% | 86.60% | 4.02% |
| THE HOME LOAN SAVINGS BANK Coshocton | $387M | 2.45% | 39.78% | 5.25% |
| The Fahey Banking Company Marion | $385M | 1.86% | 51.32% | 4.67% |
| First Federal Community Bank of Bucyrus Bucyrus | $374M | 0.99% | 69.84% | 4.08% |
| Farmers & Merchants Bank Miamisburg | $359M | 1.85% | 48.10% | 4.43% |
| The Hocking Valley Bank Athens | $354M | 1.37% | 55.94% | 3.80% |
| RiverHills Bank Milford | $341M | 1.16% | 72.13% | 4.43% |
| The Citizens Bank Company Beverly | $335M | 1.46% | 59.90% | 3.74% |
| New Carlisle Federal Savings Bank New Carlisle | $330M | 1.20% | 57.28% | 4.22% |
| The Farmers State Bank New Madison | $330M | 1.34% | 57.26% | 4.10% |
| The First National Bank of Bellevue Bellevue | $310M | 0.71% | 77.87% | 3.91% |
| The First National Bank of Pandora Pandora | $299M | 0.89% | 73.15% | 4.01% |
| SSB Community Bank Strasburg | $297M | 1.57% | 55.19% | 4.39% |
| First Federal Savings and Loan Association Newark | $294M | 0.50% | 80.70% | 3.21% |
| Somerville Bank Eaton | $291M | 0.74% | 77.73% | 3.34% |
| Peoples State Bank New Lexington | $286M | 0.99% | 69.07% | 4.29% |
| The Fort Jennings State Bank Fort Jennings | $286M | 1.42% | 58.16% | 4.75% |
| Community Savings Caldwell | $285M | 1.35% | 67.50% | 5.19% |
| First Federal Bank of Ohio Galion | $283M | 0.35% | 89.15% | 3.15% |
| Fairfield Federal Savings and Loan Association of Lancaster Lancaster | $281M | 0.45% | 82.60% | 3.14% |
| First Bank of Ohio Tiffin | $278M | 1.96% | 43.07% | 5.72% |
| The Apple Creek Banking Company Apple Creek | $271M | 1.32% | 61.36% | 5.02% |
| The Harrison Building and Loan Association Harrison | $268M | 1.06% | 55.96% | 3.60% |
| The First National Bank of Dennison Dennison | $267M | 0.61% | 84.64% | 4.91% |
| The Wilmington Savings Bank Wilmington | $267M | 0.78% | 63.90% | 2.46% |
| Greenville Federal Greenville | $264M | 0.18% | 94.22% | 3.28% |
| First Bank of Central Ohio Worthington | $261M | -0.23% | 97.32% | 2.96% |
| Hometown Bank Kent | $255M | 0.19% | 93.30% | 3.57% |
| 1st National Bank Lebanon | $247M | 0.57% | 87.75% | 3.30% |
| First Federal Savings and Loan Association Delta | $246M | 1.07% | 66.17% | 3.75% |
| The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC Kenton | $245M | 1.03% | 66.74% | 3.64% |
| The First National Bank of Sycamore Sycamore | $239M | 1.22% | 56.93% | 3.66% |
| Buckeye Community Bank Elyria | $238M | 0.71% | 80.92% | 4.31% |
| The Hicksville Bank Hicksville | $221M | 0.59% | 76.53% | 3.41% |
| Southern Hills Community Bank Leesburg | $210M | 0.62% | 82.52% | 4.25% |
| The First National Bank of McConnelsville Mcconnelsville | $200M | 1.21% | 65.15% | 4.21% |
| First Federal Savings and Loan Association of Van Wert Van Wert | $197M | 0.59% | 82.31% | 3.17% |
| The First National Bank of Waverly Waverly | $196M | 0.74% | 74.76% | 3.23% |
| The Cincinnatus Savings & Loan Co. Cincinnati | $193M | 0.93% | 64.82% | 3.48% |
| Independence Bank Independence | $191M | 0.87% | 62.68% | 3.22% |
| The Peoples Savings Bank Urbana | $189M | 0.72% | 73.20% | 3.63% |
| Farmers State Bank West Salem | $188M | 1.07% | 72.34% | 4.53% |
| Valley Central Bank Liberty Township | $187M | 0.35% | 87.84% | 3.52% |
| Citizens Federal Savings and Loan Association Bellefontaine | $186M | 0.45% | 81.33% | 2.63% |
| Mercer Savings Bank Celina | $176M | 0.79% | 78.42% | 4.53% |
| The Antwerp Exchange Bank Company Antwerp | $161M | 0.36% | 86.86% | 4.10% |
| Home Federal Savings and Loan Association of Niles Niles | $159M | 0.66% | 87.55% | 2.33% |
| Peoples Savings and Loan Company Bucyrus | $157M | 0.39% | 86.16% | 2.82% |
| The Citizens National Bank of Woodsfield Woodsfield | $154M | 1.04% | 63.13% | 3.53% |
| Nationwide Trust Company, FSB Columbus | $154M | 18.15% | 83.86% | 0.56% |
| Miami Savings Bank Miamitown | $148M | 0.97% | 69.24% | 3.60% |
| Monroe Federal Savings and Loan Association Tipp City | $145M | -0.22% | 100.19% | 2.94% |
| The Settlers Bank Marietta | $142M | 1.83% | 50.50% | 4.68% |
| The Twin Valley Bank West Alexandria | $138M | 1.08% | 71.11% | 4.04% |
| The Farmers and Merchants Bank Caldwell | $136M | 1.47% | 55.30% | 4.79% |
| Fidelity Federal Savings and Loan Association of Delaware Delaware | $132M | 0.16% | 92.49% | 2.65% |
| The Baltic State Bank Baltic | $130M | 1.11% | 75.72% | 4.85% |
| The Hamler State Bank Hamler | $125M | 1.27% | 54.06% | 2.93% |
| Adelphi Bank Columbus | $124M | 0.13% | 89.93% | 4.69% |
| Woodsfield Savings Bank Woodsfield | $123M | 1.10% | 68.32% | 4.74% |
| Community Savings Bank Bethel | $120M | 0.45% | 84.34% | 3.46% |
| The National Bank of Adams County of West Union West Union | $115M | 2.14% | 46.53% | 4.14% |
| Spring Valley Bank Wyoming | $114M | 2.90% | 47.66% | 5.99% |
| The Peoples Savings and Loan Company West Liberty | $110M | 0.69% | 72.92% | 3.02% |
| First Mutual Bank, FSB Belpre | $110M | 0.29% | 86.77% | 2.79% |
| Warsaw Federal Savings and Loan Association Cincinnati | $109M | -0.08% | 100.08% | 1.98% |
| The Bank of Magnolia Company Magnolia | $108M | 1.71% | 59.66% | 5.00% |
| The Sherwood State Bank Sherwood | $108M | 0.78% | 78.74% | 4.61% |
| The Corn City State Bank Deshler | $104M | 1.42% | 52.28% | 2.99% |
| The Citizens National Bank of McConnelsville Mcconnelsville | $102M | 0.91% | 73.83% | 4.50% |
| Peoples First Savings Bank Mason | $100M | 0.43% | 85.10% | 3.59% |
| Bank419 Metamora | $98M | 0.58% | 84.25% | 4.56% |
| The First Central National Bank of St. Paris St. Paris | $97M | 0.75% | 76.84% | 3.82% |
| The First National Bank of Germantown Germantown | $96M | 0.58% | 78.36% | 3.15% |
| Home National Bank Racine | $95M | 0.90% | 77.33% | 5.00% |
| The Ottoville Bank Company Ottoville | $94M | 1.46% | 48.94% | 3.70% |
| The Covington Savings and Loan Association Covington | $84M | 0.99% | 66.12% | 3.50% |
| Galion Building and Loan Bank Galion | $79M | 0.48% | 82.80% | 3.47% |
| The First National Bank of Blanchester Blanchester | $78M | 1.23% | 65.71% | 4.18% |
| Conneaut Savings Bank Conneaut | $77M | 0.58% | 81.74% | 3.85% |
| The Peoples Savings Bank New Matamoras | $72M | 0.81% | 73.15% | 3.81% |
| Versailles Savings and Loan Company Versailles | $66M | 1.22% | 63.22% | 3.69% |
| The Peoples Bank Gambier | $60M | 0.29% | 88.77% | 3.99% |
| The Waterford Commercial and Savings Bank Waterford | $60M | 0.80% | 78.80% | 4.57% |
| Fortuna Bank Grandview Heights | $57M | -3.90% | 225.06% | 3.28% |
| Community First Bank, National Association Forest | $56M | 0.50% | 83.19% | 3.72% |
| Liberty Bank Ironton | $56M | 0.69% | 70.82% | 3.89% |
| The Pioneer Savings Bank Cleveland | $55M | 0.15% | 95.45% | 2.02% |
| The Union Banking Company West Mansfield | $55M | 0.24% | 87.03% | 1.98% |
| Home Savings Bank of Wapakoneta Wapakoneta | $45M | 0.55% | 80.60% | 3.76% |
| The Brookville Building and Savings Association Brookville | $41M | -0.08% | 99.18% | 3.34% |
| Credit First National Association Brook Park | $40M | 22.54% | 80.06% | -0.04% |
| The Mt. Victory State Bank Mount Victory | $23M | 1.31% | 59.23% | 5.10% |
| The Equitable Savings and Loan Company Cadiz | $9M | -2.26% | 130.72% | 3.82% |
Method
Banks are FDIC-insured institutions headquartered in Ohio with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.