The Harrison Building and Loan Association: how it compares with its peers
Against 64 OH banks with half to twice its assets, The Harrison Building and Loan Association's strongest measure in Q2 2026 is efficiency ratio (55.96% vs. a 72.35% peer median). Its weakest relative measure is net interest margin (3.60% vs. 3.75%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.06% | 0.91% | Middle third Ahead of 63% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.60% | 3.75% | Middle third Ahead of 39% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.96% | 72.35% | Top third Ahead of 83% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.9M | $5.8M | Top third Ahead of 78% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.21% | 82.80% | Context |
What it means for lending operations
Its efficiency ratio of 55.96% is better than the 72.35% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The First National Bank of Dennison Dennison, OH · $267M
- The Wilmington Savings Bank Wilmington, OH · $267M
- The Apple Creek Banking Company Apple Creek, OH · $271M
- Greenville Federal Greenville, OH · $264M
- First Bank of Central Ohio Worthington, OH · $261M
Questions about The Harrison Building and Loan Association
How big is The Harrison Building and Loan Association?
The Harrison Building and Loan Association, established in 1916, is headquartered in Harrison, OH. It reported $268M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Harrison Building and Loan Association's return on assets?
1.06% annualized in Q2 2026, against a 0.91% median for 64 OH banks with half to twice its assets, ahead of 63% of them.
What is The Harrison Building and Loan Association's efficiency ratio?
55.96% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 72.35%, and lower is better.
Is The Harrison Building and Loan Association growing its loans?
Net loans grew 19.9% over the year to Q2 2026, while deposits shrank 6.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.