The First National Bank of McConnelsville: how it compares with its peers
Against 70 OH banks with half to twice its assets, The First National Bank of McConnelsville's strongest measure in Q2 2026 is return on assets (1.21% vs. a 0.90% peer median). Its weakest relative measure is assets per employee ($3.9M vs. $5.9M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.21% | 0.90% | Top third Ahead of 71% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.21% | 3.74% | Middle third Ahead of 64% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.15% | 73.04% | Middle third Ahead of 66% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.9M | $5.9M | Bottom third Ahead of 4% of peers |
| Loans to deposits Net loans and leases over total deposits. | 63.36% | 83.44% | Context |
What it means for lending operations
Its efficiency ratio of 65.15% is better than the 73.04% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Federal Savings and Loan Association of Van Wert Van Wert, OH · $197M
- The First National Bank of Waverly Waverly, OH · $196M
- The Cincinnatus Savings & Loan Co. Cincinnati, OH · $193M
- Independence Bank Independence, OH · $191M
- Southern Hills Community Bank Leesburg, OH · $210M
- The Peoples Savings Bank Urbana, OH · $189M
Questions about The First National Bank of McConnelsville
How big is The First National Bank of McConnelsville?
The First National Bank of McConnelsville, established in 1863, is headquartered in Mcconnelsville, OH. It reported $200M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is The First National Bank of McConnelsville's return on assets?
1.21% annualized in Q2 2026, against a 0.90% median for 70 OH banks with half to twice its assets, ahead of 71% of them.
What is The First National Bank of McConnelsville's efficiency ratio?
65.15% in Q2 2026: it spent about 65 cents in noninterest expense for each dollar of revenue. The peer median is 73.04%, and lower is better.
Is The First National Bank of McConnelsville growing its loans?
Net loans grew 4.6% over the year to Q2 2026, while deposits shrank 1.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.