The Killbuck Savings Bank Company: how it compares with its peers
Against 37 OH banks with half to twice its assets, The Killbuck Savings Bank Company's strongest measure in Q2 2026 is assets per employee ($7.6M vs. a $7.1M peer median). Its weakest relative measure is net interest margin (3.56% vs. 3.65%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.13% | 1.17% | Middle third Ahead of 46% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.56% | 3.65% | Middle third Ahead of 41% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.94% | 60.61% | Middle third Ahead of 46% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.6M | $7.1M | Middle third Ahead of 62% of peers |
| Loans to deposits Net loans and leases over total deposits. | 77.79% | 81.17% | Context |
What it means for lending operations
Its efficiency ratio of 60.94% is above the 60.61% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First Federal Community Bank, National Association Dover, OH · $995M
- Mechanics Bank Mansfield, OH · $896M
- Unified Bank Martins Ferry, OH · $872M
- The Peoples Bank Co. Coldwater, OH · $859M
- The Old Fort Banking Company Old Fort, OH · $844M
- Minster Bank Minster, OH · $812M
Questions about The Killbuck Savings Bank Company
How big is The Killbuck Savings Bank Company?
The Killbuck Savings Bank Company, established in 1900, is headquartered in Killbuck, OH. It reported $954M in total assets in its Q2 2026 FDIC call report and operates 13 offices.
What is The Killbuck Savings Bank Company's return on assets?
1.13% annualized in Q2 2026, against a 1.17% median for 37 OH banks with half to twice its assets, ahead of 46% of them.
What is The Killbuck Savings Bank Company's efficiency ratio?
60.94% in Q2 2026: it spent about 61 cents in noninterest expense for each dollar of revenue. The peer median is 60.61%, and lower is better.
Is The Killbuck Savings Bank Company growing its loans?
Net loans grew 15.2% over the year to Q2 2026, while deposits grew 6.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.