First National Bank in New Bremen: how it compares with its peers
Against 56 OH banks with half to twice its assets, First National Bank in New Bremen's strongest measure in Q2 2026 is assets per employee ($13.3M vs. a $6.4M peer median). Its weakest relative measure is net interest margin (2.72% vs. 3.78%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.38% | 1.01% | Top third Ahead of 79% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.72% | 3.78% | Bottom third Ahead of 9% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.05% | 69.41% | Top third Ahead of 88% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $13.3M | $6.4M | Top third Ahead of 96% of peers |
| Loans to deposits Net loans and leases over total deposits. | 34.88% | 83.00% | Context |
What it means for lending operations
Its efficiency ratio of 51.05% is better than the 69.41% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Farmers Bank and Savings Company Pomeroy, OH · $472M
- Ohio State Bank Bexley, OH · $484M
- Osgood Bank Osgood, OH · $486M
- The St. Henry Bank St. Henry, OH · $436M
- North Valley Bank Zanesville, OH · $427M
- The Savings Bank Circleville, OH · $520M
Questions about First National Bank in New Bremen
How big is First National Bank in New Bremen?
First National Bank in New Bremen, established in 1934, is headquartered in New Bremen, OH. It reported $467M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is First National Bank in New Bremen's return on assets?
1.38% annualized in Q2 2026, against a 1.01% median for 56 OH banks with half to twice its assets, ahead of 79% of them.
What is First National Bank in New Bremen's efficiency ratio?
51.05% in Q2 2026: it spent about 51 cents in noninterest expense for each dollar of revenue. The peer median is 69.41%, and lower is better.
Is First National Bank in New Bremen growing its loans?
Net loans shrank 4.1% over the year to Q2 2026, while deposits grew 6.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.