The Park National Bank: how it compares with its peers
Against 158 U.S. banks with half to twice its assets, The Park National Bank's strongest measure in Q2 2026 is net interest margin (4.99% vs. a 3.63% peer median). Its weakest relative measure is assets per employee ($6.4M vs. $10.2M).
| Measure | The Park National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.99% | 1.29% | Top third Ahead of 90% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.99% | 3.63% | Top third Ahead of 92% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.70% | 55.14% | Middle third Ahead of 54% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.4M | $10.2M | Bottom third Ahead of 5% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.24% | 86.73% | Context |
What it means for lending operations
Its efficiency ratio of 53.70% is better than the 55.14% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- NBH Bank Greenwood Village, CO · $12.54B
- PlainsCapital Bank University Park, TX · $12.68B
- Dollar Bank, Federal Savings Bank Pittsburgh, PA · $12.70B
- Happen Bank, National Association Lehi, UT · $12.48B
- BancFirst Oklahoma City, OK · $12.80B
- First Bank Southern Pines, NC · $13.03B
Questions about The Park National Bank
How big is The Park National Bank?
The Park National Bank, established in 1908, is headquartered in Newark, OH. It reported $12.61B in total assets in its Q2 2026 FDIC call report and operates 112 offices.
What is The Park National Bank's return on assets?
1.99% annualized in Q2 2026, against a 1.29% median for 158 U.S. banks with half to twice its assets, ahead of 90% of them.
What is The Park National Bank's efficiency ratio?
53.70% in Q2 2026: it spent about 54 cents in noninterest expense for each dollar of revenue. The peer median is 55.14%, and lower is better.
Is The Park National Bank growing its loans?
Net loans grew 22.2% over the year to Q2 2026, while deposits grew 26.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.