NBH Bank: how it compares with its peers
Against 159 U.S. banks with half to twice its assets, NBH Bank's strongest measure in Q2 2026 is net interest margin (4.24% vs. a 3.64% peer median). Its weakest relative measure is efficiency ratio (65.98% vs. 54.97%).
| Measure | NBH Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.09% | 1.30% | Middle third Ahead of 34% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.24% | 3.64% | Top third Ahead of 81% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.98% | 54.97% | Bottom third Ahead of 16% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.2M | $10.2M | Middle third Ahead of 38% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.76% | 86.81% | Context |
What it means for lending operations
Its efficiency ratio of 65.98% is above the 54.97% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Happen Bank, National Association Lehi, UT · $12.48B
- The Park National Bank Newark, OH · $12.61B
- PlainsCapital Bank University Park, TX · $12.68B
- Dollar Bank, Federal Savings Bank Pittsburgh, PA · $12.70B
- BancFirst Oklahoma City, OK · $12.80B
- First Commonwealth Bank Indiana, PA · $12.18B
Questions about NBH Bank
How big is NBH Bank?
NBH Bank, established in 2010, is headquartered in Greenwood Village, CO. It reported $12.54B in total assets in its Q2 2026 FDIC call report and operates 97 offices.
What is NBH Bank's return on assets?
1.09% annualized in Q2 2026, against a 1.30% median for 159 U.S. banks with half to twice its assets, ahead of 34% of them.
What is NBH Bank's efficiency ratio?
65.98% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 54.97%, and lower is better.
Is NBH Bank growing its loans?
Net loans grew 30.6% over the year to Q2 2026, while deposits grew 25.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Colorado bank ranked.