The Bank of Magnolia Company: how it compares with its peers
Against 54 OH banks with half to twice its assets, The Bank of Magnolia Company's strongest measure in Q2 2026 is net interest margin (5.00% vs. a 3.66% peer median). Its weakest relative measure is assets per employee ($5.7M vs. $5.6M).
| Measure | The Bank of Magnolia Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.71% | 0.75% | Top third Ahead of 93% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.00% | 3.66% | Top third Ahead of 96% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.66% | 77.84% | Top third Ahead of 87% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.7M | $5.6M | Middle third Ahead of 52% of peers |
| Loans to deposits Net loans and leases over total deposits. | 73.21% | 77.79% | Context |
What it means for lending operations
Its efficiency ratio of 59.66% is better than the 77.84% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Sherwood State Bank Sherwood, OH · $108M
- Warsaw Federal Savings and Loan Association Cincinnati, OH · $109M
- First Mutual Bank, FSB Belpre, OH · $110M
- The Peoples Savings and Loan Company West Liberty, OH · $110M
- The Corn City State Bank Deshler, OH · $104M
- The Citizens National Bank of McConnelsville Mcconnelsville, OH · $102M
Questions about The Bank of Magnolia Company
How big is The Bank of Magnolia Company?
The Bank of Magnolia Company, established in 1899, is headquartered in Magnolia, OH. It reported $108M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Bank of Magnolia Company's return on assets?
1.71% annualized in Q2 2026, against a 0.75% median for 54 OH banks with half to twice its assets, ahead of 93% of them.
What is The Bank of Magnolia Company's efficiency ratio?
59.66% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 77.84%, and lower is better.
Is The Bank of Magnolia Company growing its loans?
Net loans grew 6.9% over the year to Q2 2026, while deposits grew 1.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.