The Corn City State Bank: how it compares with its peers
Against 53 OH banks with half to twice its assets, The Corn City State Bank's strongest measure in Q2 2026 is assets per employee ($11.6M vs. a $5.6M peer median). Its weakest relative measure is net interest margin (2.99% vs. 3.69%).
| Measure | The Corn City State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.42% | 0.75% | Top third Ahead of 87% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.99% | 3.69% | Bottom third Ahead of 21% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.28% | 77.33% | Top third Ahead of 92% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.6M | $5.6M | Top third Ahead of 96% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.26% | 77.68% | Context |
What it means for lending operations
Its efficiency ratio of 52.28% is better than the 77.33% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Citizens National Bank of McConnelsville Mcconnelsville, OH · $102M
- The Sherwood State Bank Sherwood, OH · $108M
- The Bank of Magnolia Company Magnolia, OH · $108M
- Warsaw Federal Savings and Loan Association Cincinnati, OH · $109M
- Peoples First Savings Bank Mason, OH · $100M
- First Mutual Bank, FSB Belpre, OH · $110M
Questions about The Corn City State Bank
How big is The Corn City State Bank?
The Corn City State Bank, established in 1911, is headquartered in Deshler, OH. It reported $104M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The Corn City State Bank's return on assets?
1.42% annualized in Q2 2026, against a 0.75% median for 53 OH banks with half to twice its assets, ahead of 87% of them.
What is The Corn City State Bank's efficiency ratio?
52.28% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 77.33%, and lower is better.
Is The Corn City State Bank growing its loans?
Net loans grew 20.1% over the year to Q2 2026, while deposits grew 11.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.