First Federal Community Bank of Bucyrus: how it compares with its peers
Against 59 OH banks with half to twice its assets, First Federal Community Bank of Bucyrus's strongest measure in Q2 2026 is net interest margin (4.08% vs. a 3.74% peer median). Its weakest relative measure is assets per employee ($5.3M vs. $6.4M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.99% | 0.89% | Middle third Ahead of 54% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.08% | 3.74% | Middle third Ahead of 66% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 69.84% | 72.13% | Middle third Ahead of 51% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.3M | $6.4M | Bottom third Ahead of 32% of peers |
| Loans to deposits Net loans and leases over total deposits. | 108.02% | 80.21% | Context |
What it means for lending operations
Its efficiency ratio of 69.84% is better than the 72.13% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Fahey Banking Company Marion, OH · $385M
- THE HOME LOAN SAVINGS BANK Coshocton, OH · $387M
- Farmers & Merchants Bank Miamisburg, OH · $359M
- The First Citizens National Bank of Upper Sandusky Upper Sandusky, OH · $390M
- The Hocking Valley Bank Athens, OH · $354M
- GreenWay Bank Van Wert, OH · $402M
Questions about First Federal Community Bank of Bucyrus
How big is First Federal Community Bank of Bucyrus?
First Federal Community Bank of Bucyrus, established in 1887, is headquartered in Bucyrus, OH. It reported $374M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is First Federal Community Bank of Bucyrus's return on assets?
0.99% annualized in Q2 2026, against a 0.89% median for 59 OH banks with half to twice its assets, ahead of 54% of them.
What is First Federal Community Bank of Bucyrus's efficiency ratio?
69.84% in Q2 2026: it spent about 70 cents in noninterest expense for each dollar of revenue. The peer median is 72.13%, and lower is better.
Is First Federal Community Bank of Bucyrus growing its loans?
Net loans grew 12.7% over the year to Q2 2026, while deposits grew 7.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.