The First National Bank of Blanchester: how it compares with its peers
Against 43 OH banks with half to twice its assets, The First National Bank of Blanchester's strongest measure in Q2 2026 is return on assets (1.23% vs. a 0.78% peer median). Its weakest relative measure is assets per employee ($4.9M vs. $5.6M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.23% | 0.78% | Top third Ahead of 77% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.18% | 3.70% | Top third Ahead of 72% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.71% | 78.36% | Top third Ahead of 77% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.9M | $5.6M | Middle third Ahead of 35% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.43% | 78.17% | Context |
What it means for lending operations
Its efficiency ratio of 65.71% is better than the 78.36% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Galion Building and Loan Bank Galion, OH · $79M
- Conneaut Savings Bank Conneaut, OH · $77M
- The Peoples Savings Bank New Matamoras, OH · $72M
- The Covington Savings and Loan Association Covington, OH · $84M
- Versailles Savings and Loan Company Versailles, OH · $66M
- The Ottoville Bank Company Ottoville, OH · $94M
Questions about The First National Bank of Blanchester
How big is The First National Bank of Blanchester?
The First National Bank of Blanchester, established in 1907, is headquartered in Blanchester, OH. It reported $78M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The First National Bank of Blanchester's return on assets?
1.23% annualized in Q2 2026, against a 0.78% median for 43 OH banks with half to twice its assets, ahead of 77% of them.
What is The First National Bank of Blanchester's efficiency ratio?
65.71% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 78.36%, and lower is better.
Is The First National Bank of Blanchester growing its loans?
Net loans grew 6.3% over the year to Q2 2026, while deposits shrank 0.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.