Fortuna Bank: how it compares with its peers
Against 30 OH banks with half to twice its assets, Fortuna Bank's strongest measure in Q2 2026 is net interest margin (3.28% vs. a 3.72% peer median). Its weakest relative measure is return on assets (-3.90% vs. 0.72%).
| Measure | Fortuna Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -3.90% | 0.72% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.28% | 3.72% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 225.06% | 78.55% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.4M | $5.2M | Bottom third Ahead of 7% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.29% | 76.40% | Context |
What it means for lending operations
Its efficiency ratio of 225.06% is above the 78.55% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Community First Bank, National Association Forest, OH · $56M
- Liberty Bank Ironton, OH · $56M
- The Pioneer Savings Bank Cleveland, OH · $55M
- The Union Banking Company West Mansfield, OH · $55M
- The Waterford Commercial and Savings Bank Waterford, OH · $60M
- The Peoples Bank Gambier, OH · $60M
Questions about Fortuna Bank
How big is Fortuna Bank?
Fortuna Bank, established in 2024, is headquartered in Grandview Heights, OH. It reported $57M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Fortuna Bank's return on assets?
-3.90% annualized in Q2 2026, against a 0.72% median for 30 OH banks with half to twice its assets, ahead of 0% of them.
What is Fortuna Bank's efficiency ratio?
225.06% in Q2 2026: it spent about 225 cents in noninterest expense for each dollar of revenue. The peer median is 78.55%, and lower is better.
Is Fortuna Bank growing its loans?
Net loans grew 580.6% over the year to Q2 2026, while deposits grew 65.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.