Portage Community Bank: how it compares with its peers
Against 46 OH banks with half to twice its assets, Portage Community Bank's strongest measure in Q2 2026 is efficiency ratio (59.14% vs. a 68.00% peer median). Its weakest relative measure is net interest margin (3.61% vs. 3.88%).
| Measure | Portage Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.06% | 1.14% | Middle third Ahead of 48% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.61% | 3.88% | Middle third Ahead of 37% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.14% | 68.00% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.1M | $6.6M | Middle third Ahead of 57% of peers |
| Loans to deposits Net loans and leases over total deposits. | 81.17% | 81.49% | Context |
What it means for lending operations
Its efficiency ratio of 59.14% is better than the 68.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Buckeye State Bank Powell, OH · $569M
- First Federal Savings and Loan Association of Lorain Lorain, OH · $574M
- United Midwest Savings Bank, National Association Degraff, OH · $523M
- The Savings Bank Circleville, OH · $520M
- Kingston National Bank Kingston, OH · $586M
- The Andover Bank Andover, OH · $595M
Questions about Portage Community Bank
How big is Portage Community Bank?
Portage Community Bank, established in 1998, is headquartered in Ravenna, OH. It reported $552M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Portage Community Bank's return on assets?
1.06% annualized in Q2 2026, against a 1.14% median for 46 OH banks with half to twice its assets, ahead of 48% of them.
What is Portage Community Bank's efficiency ratio?
59.14% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 68.00%, and lower is better.
Is Portage Community Bank growing its loans?
Net loans grew 5.6% over the year to Q2 2026, while deposits grew 6.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.