Buckeye State Bank: how it compares with its peers
Against 44 OH banks with half to twice its assets, Buckeye State Bank's strongest measure in Q2 2026 is assets per employee ($8.4M vs. a $7.0M peer median). Its weakest relative measure is return on assets (0.53% vs. 1.14%).
| Measure | Buckeye State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.53% | 1.14% | Bottom third Ahead of 14% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.39% | 3.88% | Bottom third Ahead of 30% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 76.29% | 65.61% | Bottom third Ahead of 23% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.4M | $7.0M | Top third Ahead of 70% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.79% | 80.77% | Context |
What it means for lending operations
Its efficiency ratio of 76.29% is above the 65.61% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First Federal Savings and Loan Association of Lorain Lorain, OH · $574M
- Kingston National Bank Kingston, OH · $586M
- Portage Community Bank Ravenna, OH · $552M
- The Andover Bank Andover, OH · $595M
- Belmont Savings Bank Bellaire, OH · $613M
- United Midwest Savings Bank, National Association Degraff, OH · $523M
Questions about Buckeye State Bank
How big is Buckeye State Bank?
Buckeye State Bank, established in 1885, is headquartered in Powell, OH. It reported $569M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Buckeye State Bank's return on assets?
0.53% annualized in Q2 2026, against a 1.14% median for 44 OH banks with half to twice its assets, ahead of 14% of them.
What is Buckeye State Bank's efficiency ratio?
76.29% in Q2 2026: it spent about 76 cents in noninterest expense for each dollar of revenue. The peer median is 65.61%, and lower is better.
Is Buckeye State Bank growing its loans?
Net loans grew 13.3% over the year to Q2 2026, while deposits grew 11.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.