Fifth Third Bank, National Association: how it compares with its peers
Against 18 U.S. banks with half to twice its assets, Fifth Third Bank, National Association's strongest measure in Q2 2026 is net interest margin (3.76% vs. a 3.14% peer median). Its weakest relative measure is return on assets (0.97% vs. 1.18%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.97% | 1.18% | Bottom third Ahead of 17% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.76% | 3.14% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 66.31% | 56.68% | Bottom third Ahead of 22% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.9M | $13.3M | Middle third Ahead of 39% of peers |
| Loans to deposits Net loans and leases over total deposits. | 73.25% | 73.21% | Context |
What it means for lending operations
Its efficiency ratio of 66.31% is above the 56.68% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Huntington National Bank Columbus, OH · $283.07B
- TD Bank, National Association Wilmington, DE · $342.80B
- BMO Bank National Association Chicago, IL · $254.97B
- Charles Schwab Bank, SSB Westlake, TX · $250.83B
- Morgan Stanley Private Bank, National Association Purchase, NY · $250.43B
- First-Citizens Bank & Trust Company Raleigh, NC · $236.32B
Questions about Fifth Third Bank, National Association
How big is Fifth Third Bank, National Association?
Fifth Third Bank, National Association, established in 1865, is headquartered in Cincinnati, OH. It reported $299.18B in total assets in its Q2 2026 FDIC call report and operates 1466 offices.
What is Fifth Third Bank, National Association's return on assets?
0.97% annualized in Q2 2026, against a 1.18% median for 18 U.S. banks with half to twice its assets, ahead of 17% of them.
What is Fifth Third Bank, National Association's efficiency ratio?
66.31% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 56.68%, and lower is better.
Is Fifth Third Bank, National Association growing its loans?
Net loans grew 46.3% over the year to Q2 2026, while deposits grew 43.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.