The Huntington National Bank: how it compares with its peers
Against 18 U.S. banks with half to twice its assets, The Huntington National Bank's strongest measure in Q2 2026 is net interest margin (3.50% vs. a 3.14% peer median). Its weakest relative measure is assets per employee ($11.1M vs. $13.3M).
| Measure | The Huntington National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.09% | 1.18% | Middle third Ahead of 39% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.50% | 3.14% | Top third Ahead of 72% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.91% | 56.68% | Middle third Ahead of 44% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.1M | $13.3M | Bottom third Ahead of 33% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.75% | 72.53% | Context |
What it means for lending operations
Its efficiency ratio of 59.91% is above the 56.68% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Fifth Third Bank, National Association Cincinnati, OH · $299.18B
- BMO Bank National Association Chicago, IL · $254.97B
- Charles Schwab Bank, SSB Westlake, TX · $250.83B
- Morgan Stanley Private Bank, National Association Purchase, NY · $250.43B
- First-Citizens Bank & Trust Company Raleigh, NC · $236.32B
- Citizens Bank, National Association Providence, RI · $232.52B
Questions about The Huntington National Bank
How big is The Huntington National Bank?
The Huntington National Bank, established in 1866, is headquartered in Columbus, OH. It reported $283.07B in total assets in its Q2 2026 FDIC call report and operates 1590 offices.
What is The Huntington National Bank's return on assets?
1.09% annualized in Q2 2026, against a 1.18% median for 18 U.S. banks with half to twice its assets, ahead of 39% of them.
What is The Huntington National Bank's efficiency ratio?
59.91% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 56.68%, and lower is better.
Is The Huntington National Bank growing its loans?
Net loans grew 40.9% over the year to Q2 2026, while deposits grew 35.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.