Greenville National Bank: how it compares with its peers
Against 40 OH banks with half to twice its assets, Greenville National Bank's strongest measure in Q2 2026 is efficiency ratio (49.29% vs. a 61.64% peer median). Its weakest relative measure is assets per employee ($6.5M vs. $7.2M).
| Measure | Greenville National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.68% | 1.13% | Top third Ahead of 85% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.31% | 3.74% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.29% | 61.64% | Top third Ahead of 88% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.5M | $7.2M | Middle third Ahead of 35% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.84% | 79.71% | Context |
What it means for lending operations
Its efficiency ratio of 49.29% is better than the 61.64% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Belmont Savings Bank Bellaire, OH · $613M
- The Community Bank Zanesville, OH · $680M
- The Andover Bank Andover, OH · $595M
- Kingston National Bank Kingston, OH · $586M
- First Federal Savings and Loan Association of Lorain Lorain, OH · $574M
- Buckeye State Bank Powell, OH · $569M
Questions about Greenville National Bank
How big is Greenville National Bank?
Greenville National Bank, established in 1934, is headquartered in Greenville, OH. It reported $641M in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is Greenville National Bank's return on assets?
1.68% annualized in Q2 2026, against a 1.13% median for 40 OH banks with half to twice its assets, ahead of 85% of them.
What is Greenville National Bank's efficiency ratio?
49.29% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 61.64%, and lower is better.
Is Greenville National Bank growing its loans?
Net loans grew 4.6% over the year to Q2 2026, while deposits grew 4.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.