The Brookville Building and Savings Association: how it compares with its peers
Against 17 OH banks with half to twice its assets, The Brookville Building and Savings Association's strongest measure in Q2 2026 is assets per employee ($5.1M vs. a $4.9M peer median). Its weakest relative measure is return on assets (-0.08% vs. 0.58%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -0.08% | 0.58% | Bottom third Ahead of 12% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.34% | 3.72% | Bottom third Ahead of 29% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 99.18% | 80.60% | Bottom third Ahead of 12% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.1M | $4.9M | Middle third Ahead of 53% of peers |
| Loans to deposits Net loans and leases over total deposits. | 90.85% | 71.86% | Context |
What it means for lending operations
Its efficiency ratio of 99.18% is above the 80.60% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Credit First National Association Brook Park, OH · $40M
- Home Savings Bank of Wapakoneta Wapakoneta, OH · $45M
- The Union Banking Company West Mansfield, OH · $55M
- The Pioneer Savings Bank Cleveland, OH · $55M
- Liberty Bank Ironton, OH · $56M
Questions about The Brookville Building and Savings Association
How big is The Brookville Building and Savings Association?
The Brookville Building and Savings Association, established in 1903, is headquartered in Brookville, OH. It reported $41M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is The Brookville Building and Savings Association's return on assets?
-0.08% annualized in Q2 2026, against a 0.58% median for 17 OH banks with half to twice its assets, ahead of 12% of them.
What is The Brookville Building and Savings Association's efficiency ratio?
99.18% in Q2 2026: it spent about 99 cents in noninterest expense for each dollar of revenue. The peer median is 80.60%, and lower is better.
Is The Brookville Building and Savings Association growing its loans?
Net loans shrank 0.7% over the year to Q2 2026, while deposits shrank 6.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.