The First National Bank of Sycamore: how it compares with its peers
Against 65 OH banks with half to twice its assets, The First National Bank of Sycamore's strongest measure in Q2 2026 is efficiency ratio (56.93% vs. a 72.43% peer median). Its weakest relative measure is net interest margin (3.66% vs. 3.80%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.22% | 0.93% | Top third Ahead of 74% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.66% | 3.80% | Middle third Ahead of 46% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.93% | 72.43% | Top third Ahead of 82% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.0M | $5.8M | Top third Ahead of 80% of peers |
| Loans to deposits Net loans and leases over total deposits. | 73.05% | 81.02% | Context |
What it means for lending operations
Its efficiency ratio of 56.93% is better than the 72.43% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Buckeye Community Bank Elyria, OH · $238M
- The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC Kenton, OH · $245M
- First Federal Savings and Loan Association Delta, OH · $246M
- 1st National Bank Lebanon, OH · $247M
- Hometown Bank Kent, OH · $255M
- The Hicksville Bank Hicksville, OH · $221M
Questions about The First National Bank of Sycamore
How big is The First National Bank of Sycamore?
The First National Bank of Sycamore, established in 1919, is headquartered in Sycamore, OH. It reported $239M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is The First National Bank of Sycamore's return on assets?
1.22% annualized in Q2 2026, against a 0.93% median for 65 OH banks with half to twice its assets, ahead of 74% of them.
What is The First National Bank of Sycamore's efficiency ratio?
56.93% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 72.43%, and lower is better.
Is The First National Bank of Sycamore growing its loans?
Net loans grew 13.3% over the year to Q2 2026, while deposits grew 0.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OH banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Ohio bank ranked.