Pennsylvania bank rankings, Q2 2026
109 FDIC-insured banks are headquartered in Pennsylvania, holding $342.45B in combined assets as of Q2 2026. The median bank has $674M in assets, earns a 0.97% return on assets, and runs a 64.10% efficiency ratio.
Highest return on assets among community banks
- Hamlin Bank and Trust Company Smethport 3.02%
- The Turbotville National Bank Turbotville 2.22%
- PS Bank Wyalusing 1.98%
- The National Bank of Malvern Malvern 1.81%
- The Bank of Landisburg Landisburg 1.72%
- The Dime Bank Honesdale 1.71%
- Journey Bank Bloomsburg 1.69%
- Elderton State Bank Elderton 1.66%
- Central Penn Bank & Trust Mifflinburg 1.61%
- Harleysville Bank Harleysville 1.50%
Most efficient community banks (lowest efficiency ratio)
- Slovenian Savings and Loan Association of Canonsburg Strabane 35.71%
- The Turbotville National Bank Turbotville 36.25%
- Elderton State Bank Elderton 44.27%
- The Bank of Landisburg Landisburg 46.07%
- American Bank Allentown 46.62%
- Asian Bank Philadelphia 47.43%
- Customers Bank Malvern 48.88%
- The National Bank of Malvern Malvern 49.04%
- Journey Bank Bloomsburg 49.43%
- PS Bank Wyalusing 49.49%
Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.
Every Pennsylvania bank
| Bank | Assets | ROA | Efficiency | NIM |
|---|---|---|---|---|
| First National Bank of Pennsylvania Greenville | $50.80B | 1.19% | 52.54% | 3.32% |
| Fulton Bank, National Association Lancaster | $32.56B | 1.30% | 57.38% | 3.64% |
| BNY Mellon, National Association Pittsburgh | $30.62B | 0.87% | 71.19% | 1.13% |
| Customers Bank Malvern | $26.50B | 1.15% | 48.88% | 3.20% |
| TriState Capital Bank Pittsburgh | $24.26B | 0.74% | 47.82% | 1.98% |
| Northwest Bank Warren | $17.21B | 1.32% | 55.39% | 3.88% |
| Dollar Bank, Federal Savings Bank Pittsburgh | $12.70B | 0.61% | 72.71% | 3.23% |
| First Commonwealth Bank Indiana | $12.18B | 1.40% | 52.85% | 4.00% |
| S&T Bank Indiana | $9.94B | 1.47% | 54.97% | 3.95% |
| CNB Bank Clearfield | $8.41B | 1.36% | 56.29% | 3.89% |
| Univest Bank and Trust Co. Souderton | $8.17B | 1.28% | 60.13% | 3.48% |
| Mid Penn Bank Millersburg | $7.04B | 1.24% | 57.43% | 3.90% |
| Firstrust Savings Bank Conshohocken | $5.62B | 1.71% | 54.76% | 4.12% |
| Orrstown Bank Harrisburg | $5.61B | 1.69% | 52.48% | 3.99% |
| Peoples Security Bank and Trust Company Dunmore | $5.43B | 1.23% | 53.83% | 3.75% |
| ACNB Bank Gettysburg | $3.30B | 1.80% | 50.54% | 4.55% |
| First Citizens Community Bank Mansfield | $3.19B | 1.43% | 53.16% | 3.74% |
| Citizens & Northern Bank Wellsboro | $3.14B | 0.96% | 57.94% | 4.10% |
| Penn Community Bank Doylestown | $3.07B | 0.58% | 72.57% | 2.74% |
| The Fidelity Deposit and Discount Bank Dunmore | $2.97B | 1.13% | 58.23% | 3.11% |
| NEXTIER BANK, NATIONAL ASSOCIATION Kittanning | $2.93B | 1.38% | 49.24% | 3.69% |
| Wayne Bank Honesdale | $2.91B | 0.97% | 63.31% | 3.93% |
| Meridian Bank Wayne | $2.59B | 0.76% | 64.37% | 3.92% |
| Somerset Trust Company Somerset | $2.47B | 1.16% | 66.33% | 4.42% |
| The Ephrata National Bank Ephrata | $2.39B | 1.01% | 70.94% | 3.76% |
| QNB Bank Quakertown | $2.37B | 0.81% | 70.59% | 3.40% |
| Farmers and Merchants Trust Company of Chambersburg Chambersburg | $2.34B | 1.27% | 60.14% | 3.64% |
| Kish Bank Belleville | $2.08B | 1.18% | 61.25% | 3.56% |
| Bank of Bird-in-Hand Bird In Hand | $1.91B | 1.17% | 52.60% | 3.28% |
| Embassy Bank for the Lehigh Valley Bethlehem | $1.86B | 0.89% | 59.02% | 2.71% |
| Journey Bank Bloomsburg | $1.67B | 1.69% | 49.43% | 4.30% |
| Community Bank Carmichaels | $1.66B | 1.06% | 66.42% | 3.83% |
| First Keystone Community Bank Berwick | $1.57B | 0.81% | 73.19% | 2.80% |
| 1st Summit Bank Johnstown | $1.52B | 0.66% | 74.72% | 2.55% |
| Ameriserv Financial Bank Johnstown | $1.46B | 0.88% | 74.85% | 3.44% |
| Marquette Savings Bank Erie | $1.44B | 0.53% | 78.17% | 2.80% |
| Washington Financial Bank Washington | $1.44B | 1.15% | 60.29% | 3.63% |
| Central Penn Bank & Trust Mifflinburg | $1.27B | 1.61% | 50.70% | 4.24% |
| The Dime Bank Honesdale | $1.19B | 1.71% | 53.07% | 4.65% |
| The Honesdale National Bank Honesdale | $1.17B | 1.50% | 52.23% | 4.51% |
| First National Bank and Trust Company of Newtown Newtown | $1.17B | 1.35% | 57.74% | 3.43% |
| American Bank Allentown | $1.11B | 1.28% | 46.62% | 3.11% |
| Brentwood Bank Bethel Park | $1.05B | 0.10% | 94.30% | 2.42% |
| First Federal Savings and Loan Association of Greene Co Waynesburg | $1.03B | 0.49% | 78.17% | 2.81% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania Jonestown | $1.01B | 1.41% | 60.06% | 4.30% |
| Harleysville Bank Harleysville | $964M | 1.50% | 49.56% | 3.48% |
| Atlantic Community Bankers Bank Camp Hill | $942M | 1.32% | 71.97% | 3.15% |
| First Northern Bank and Trust Company Palmerton | $921M | 1.43% | 59.32% | 4.18% |
| The Juniata Valley Bank Mifflintown | $918M | 1.16% | 60.22% | 3.47% |
| First Resource Bank Exton | $841M | 1.37% | 53.17% | 3.98% |
| CFSBANK Charleroi | $773M | 0.21% | 90.40% | 2.20% |
| Asian Bank Philadelphia | $686M | 1.34% | 47.43% | 3.54% |
| InFirst Bank Indiana | $683M | 1.02% | 65.28% | 3.97% |
| PS Bank Wyalusing | $675M | 1.98% | 49.49% | 4.20% |
| New Tripoli Bank New Tripoli | $674M | 1.17% | 57.73% | 3.34% |
| Pennian Bank Mifflintown | $668M | 0.39% | 88.75% | 3.13% |
| Reliance Savings Bank Altoona | $649M | 0.30% | 88.81% | 3.45% |
| Phoenixville Federal Bank and Trust Phoenixville | $648M | 0.77% | 71.94% | 3.27% |
| Mauch Chunk Trust Company Jim Thorpe | $643M | 0.22% | 84.48% | 2.78% |
| Woodlands Bank Williamsport | $640M | 1.18% | 65.01% | 3.50% |
| Quaint Oak Bank Southampton | $631M | 0.44% | 81.53% | 3.09% |
| Slovenian Savings and Loan Association of Canonsburg Strabane | $627M | 0.87% | 35.71% | 2.28% |
| Mercer County State Bank Sandy Lake | $611M | 1.09% | 66.56% | 3.87% |
| Hatboro Federal Savings, FA Hatboro | $598M | 0.94% | 56.76% | 2.97% |
| Hyperion Bank Philadelphia | $570M | 0.60% | 75.81% | 3.34% |
| Enterprise Bank Allison Park | $525M | 0.78% | 73.95% | 3.12% |
| Hamlin Bank and Trust Company Smethport | $503M | 3.02% | 64.10% | 3.57% |
| Ambler Savings Bank Ambler | $502M | 0.63% | 77.91% | 2.95% |
| Community State Bank of Orbisonia Orbisonia | $473M | 0.64% | 80.71% | 4.02% |
| The Neffs National Bank Neffs | $471M | 0.53% | 78.92% | 2.67% |
| Elderton State Bank Elderton | $465M | 1.66% | 44.27% | 3.89% |
| United Savings Bank Philadelphia | $461M | 0.84% | 63.67% | 2.96% |
| Hometown Bank of Pennsylvania Bedford | $454M | 1.35% | 53.19% | 3.90% |
| SSB Bank Pittsburgh | $430M | 1.25% | 60.74% | 3.26% |
| Marion Center Bank Indiana | $425M | 0.80% | 70.17% | 3.35% |
| The Bank of Landisburg Landisburg | $417M | 1.72% | 46.07% | 3.91% |
| Fleetwood Bank Fleetwood | $416M | 0.80% | 72.29% | 3.64% |
| First United National Bank Fryburg | $386M | 0.65% | 76.78% | 3.05% |
| West View Savings Bank Pittsburgh | $365M | 0.66% | 54.65% | 2.02% |
| Citizens Savings Bank Clarks Summit | $359M | 0.24% | 88.44% | 2.57% |
| Commercial Bank and Trust of PA Latrobe | $357M | 0.56% | 88.13% | 4.07% |
| Greenville Savings Bank Greenville | $343M | 0.72% | 68.42% | 2.87% |
| Altoona First Savings Bank Altoona | $329M | 0.87% | 62.80% | 3.90% |
| Sewickley Savings Bank Sewickley | $316M | 0.82% | 57.94% | 2.47% |
| Jim Thorpe Neighborhood Bank Jim Thorpe | $265M | 0.96% | 66.19% | 3.38% |
| Clarion County Community Bank Clarion | $262M | 0.55% | 79.67% | 3.81% |
| PennCrest Bank Altoona | $247M | 0.47% | 80.93% | 3.07% |
| The Turbotville National Bank Turbotville | $243M | 2.22% | 36.25% | 3.95% |
| MCS Bank Milroy | $225M | 0.87% | 73.32% | 4.57% |
| The National Bank of Malvern Malvern | $224M | 1.81% | 49.04% | 4.42% |
| Iron Workers Savings Bank Aston | $217M | 0.22% | 88.80% | 2.69% |
| Apollo Trust Company Apollo | $209M | 1.15% | 69.60% | 4.45% |
| SEI Private Trust Company Oaks | $208M | 53.73% | 56.34% | 4.05% |
| The Haverford Trust Company Radnor | $191M | 8.63% | 80.34% | 2.22% |
| Slovenian Savings and Loan Association of Franklin-Conemaugh Conemaugh | $181M | 0.28% | 87.65% | 2.36% |
| Sharon Bank Springfield | $173M | 0.65% | 85.06% | 4.02% |
| UNB Bank Mount Carmel | $167M | 0.14% | 95.11% | 2.67% |
| Westmoreland Federal Savings and Loan Association Latrobe | $167M | 0.02% | 77.99% | 2.17% |
| Farmers Building and Savings Bank Rochester | $123M | 0.51% | 74.52% | 1.89% |
| Investment Savings Bank Altoona | $105M | 0.41% | 81.13% | 2.83% |
| Port Richmond Savings Philadelphia | $97M | 2.39% | 44.16% | 4.60% |
| Armstrong County Building and Loan Association Ford City | $95M | 0.27% | 78.73% | 1.57% |
| Milton Savings Bank Milton | $91M | 0.25% | 89.91% | 3.19% |
| County Savings Bank Essington | $90M | 0.17% | 92.84% | 3.40% |
| Compass Savings Bank Wilmerding | $54M | -0.33% | 118.84% | 1.67% |
| United Bank of Philadelphia Philadelphia | $48M | -2.65% | 126.08% | 5.22% |
| Second Federal Savings and Loan Association of Philadelphia Philadelphia | $46M | 1.17% | 57.53% | 4.00% |
| The Philadelphia Trust Company Philadelphia | $28M | 14.18% | 63.83% | 3.07% |
| Huntingdon Savings Bank Huntingdon | $18M | 0.29% | 82.73% | 2.59% |
Method
Banks are FDIC-insured institutions headquartered in Pennsylvania with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.