Fleetwood Bank: how it compares with its peers
Against 42 PA banks with half to twice its assets, Fleetwood Bank's strongest measure in Q2 2026 is net interest margin (3.64% vs. a 3.34% peer median). Its weakest relative measure is efficiency ratio (72.29% vs. 67.49%).
| Measure | Fleetwood Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.80% | 0.83% | Middle third Ahead of 48% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.64% | 3.34% | Middle third Ahead of 64% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 72.29% | 67.49% | Middle third Ahead of 40% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.3M | $7.3M | Middle third Ahead of 50% of peers |
| Loans to deposits Net loans and leases over total deposits. | 63.66% | 80.32% | Context |
What it means for lending operations
Its efficiency ratio of 72.29% is above the 67.49% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Bank of Landisburg Landisburg, PA · $417M
- Marion Center Bank Indiana, PA · $425M
- SSB Bank Pittsburgh, PA · $430M
- First United National Bank Fryburg, PA · $386M
- Hometown Bank of Pennsylvania Bedford, PA · $454M
- United Savings Bank Philadelphia, PA · $461M
Questions about Fleetwood Bank
How big is Fleetwood Bank?
Fleetwood Bank, established in 1934, is headquartered in Fleetwood, PA. It reported $416M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Fleetwood Bank's return on assets?
0.80% annualized in Q2 2026, against a 0.83% median for 42 PA banks with half to twice its assets, ahead of 48% of them.
What is Fleetwood Bank's efficiency ratio?
72.29% in Q2 2026: it spent about 72 cents in noninterest expense for each dollar of revenue. The peer median is 67.49%, and lower is better.
Is Fleetwood Bank growing its loans?
Net loans grew 6.5% over the year to Q2 2026, while deposits grew 4.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.