The Haverford Trust Company: how it compares with its peers
Against 24 PA banks with half to twice its assets, The Haverford Trust Company's strongest measure in Q2 2026 is return on assets (8.63% vs. a 0.69% peer median). Its weakest relative measure is net interest margin (2.22% vs. 3.23%).
| Measure | The Haverford Trust Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 8.63% | 0.69% | Top third Ahead of 92% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.22% | 3.23% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 80.34% | 76.25% | Middle third Ahead of 42% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $1.3M | $6.3M | Bottom third Ahead of 13% of peers |
| Loans to deposits Net loans and leases over total deposits. | 100.51% | 73.81% | Context |
What it means for lending operations
Its efficiency ratio of 80.34% is above the 76.25% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Slovenian Savings and Loan Association of Franklin-Conemaugh Conemaugh, PA · $181M
- SEI Private Trust Company Oaks, PA · $208M
- Sharon Bank Springfield, PA · $173M
- Apollo Trust Company Apollo, PA · $209M
Questions about The Haverford Trust Company
How big is The Haverford Trust Company?
The Haverford Trust Company, established in 1985, is headquartered in Radnor, PA. It reported $191M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The Haverford Trust Company's return on assets?
8.63% annualized in Q2 2026, against a 0.69% median for 24 PA banks with half to twice its assets, ahead of 92% of them.
What is The Haverford Trust Company's efficiency ratio?
80.34% in Q2 2026: it spent about 80 cents in noninterest expense for each dollar of revenue. The peer median is 76.25%, and lower is better.
Is The Haverford Trust Company growing its loans?
Net loans grew 16.8% over the year to Q2 2026, while deposits grew 3.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.