Hatboro Federal Savings, FA: how it compares with its peers
Against 45 PA banks with half to twice its assets, Hatboro Federal Savings, FA's strongest measure in Q2 2026 is assets per employee ($15.3M vs. a $7.5M peer median). Its weakest relative measure is net interest margin (2.97% vs. 3.35%).
| Measure | Hatboro Federal Savings, FA | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.94% | 0.87% | Middle third Ahead of 53% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.97% | 3.35% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.76% | 65.01% | Top third Ahead of 73% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.3M | $7.5M | Top third Ahead of 93% of peers |
| Loans to deposits Net loans and leases over total deposits. | 107.93% | 82.49% | Context |
What it means for lending operations
Its efficiency ratio of 56.76% is better than the 65.01% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Mercer County State Bank Sandy Lake, PA · $611M
- Hyperion Bank Philadelphia, PA · $570M
- Slovenian Savings and Loan Association of Canonsburg Strabane, PA · $627M
- Quaint Oak Bank Southampton, PA · $631M
- Woodlands Bank Williamsport, PA · $640M
- Mauch Chunk Trust Company Jim Thorpe, PA · $643M
Questions about Hatboro Federal Savings, FA
How big is Hatboro Federal Savings, FA?
Hatboro Federal Savings, FA, established in 1941, is headquartered in Hatboro, PA. It reported $598M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Hatboro Federal Savings, FA's return on assets?
0.94% annualized in Q2 2026, against a 0.87% median for 45 PA banks with half to twice its assets, ahead of 53% of them.
What is Hatboro Federal Savings, FA's efficiency ratio?
56.76% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 65.01%, and lower is better.
Is Hatboro Federal Savings, FA growing its loans?
Net loans grew 4.8% over the year to Q2 2026, while deposits grew 3.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.