First Resource Bank: how it compares with its peers
Against 44 PA banks with half to twice its assets, First Resource Bank's strongest measure in Q2 2026 is assets per employee ($10.4M vs. a $7.8M peer median). Its weakest relative measure is return on assets (1.37% vs. 1.04%).
| Measure | First Resource Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.37% | 1.04% | Top third Ahead of 77% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.98% | 3.39% | Top third Ahead of 82% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.17% | 65.14% | Top third Ahead of 77% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.4M | $7.8M | Top third Ahead of 86% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.16% | 83.31% | Context |
What it means for lending operations
Its efficiency ratio of 53.17% is better than the 65.14% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- CFSBANK Charleroi, PA · $773M
- The Juniata Valley Bank Mifflintown, PA · $918M
- First Northern Bank and Trust Company Palmerton, PA · $921M
- Atlantic Community Bankers Bank Camp Hill, PA · $942M
- Harleysville Bank Harleysville, PA · $964M
- Asian Bank Philadelphia, PA · $686M
Questions about First Resource Bank
How big is First Resource Bank?
First Resource Bank, established in 2005, is headquartered in Exton, PA. It reported $841M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is First Resource Bank's return on assets?
1.37% annualized in Q2 2026, against a 1.04% median for 44 PA banks with half to twice its assets, ahead of 77% of them.
What is First Resource Bank's efficiency ratio?
53.17% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 65.14%, and lower is better.
Is First Resource Bank growing its loans?
Net loans grew 16.3% over the year to Q2 2026, while deposits grew 24.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.