Harleysville Bank: how it compares with its peers
Against 39 PA banks with half to twice its assets, Harleysville Bank's strongest measure in Q2 2026 is return on assets (1.50% vs. a 1.06% peer median). Its weakest relative measure is net interest margin (3.48% vs. 3.34%).
| Measure | Harleysville Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.50% | 1.06% | Top third Ahead of 87% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.48% | 3.34% | Middle third Ahead of 62% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.56% | 65.01% | Top third Ahead of 87% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.4M | $7.8M | Top third Ahead of 69% of peers |
| Loans to deposits Net loans and leases over total deposits. | 98.42% | 84.35% | Context |
What it means for lending operations
Its efficiency ratio of 49.56% is better than the 65.01% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Atlantic Community Bankers Bank Camp Hill, PA · $942M
- Jonestown Bank and Trust Company, of Jonestown, Pennsylvania Jonestown, PA · $1.01B
- First Northern Bank and Trust Company Palmerton, PA · $921M
- The Juniata Valley Bank Mifflintown, PA · $918M
- First Federal Savings and Loan Association of Greene Co Waynesburg, PA · $1.03B
- Brentwood Bank Bethel Park, PA · $1.05B
Questions about Harleysville Bank
How big is Harleysville Bank?
Harleysville Bank, established in 1915, is headquartered in Harleysville, PA. It reported $964M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Harleysville Bank's return on assets?
1.50% annualized in Q2 2026, against a 1.06% median for 39 PA banks with half to twice its assets, ahead of 87% of them.
What is Harleysville Bank's efficiency ratio?
49.56% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 65.01%, and lower is better.
Is Harleysville Bank growing its loans?
Net loans grew 0.5% over the year to Q2 2026, while deposits grew 3.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.