NEXTIER BANK, NATIONAL ASSOCIATION: how it compares with its peers
Against 21 PA banks with half to twice its assets, NEXTIER BANK, NATIONAL ASSOCIATION's strongest measure in Q2 2026 is efficiency ratio (49.24% vs. a 60.14% peer median). Its weakest relative measure is net interest margin (3.69% vs. 3.75%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.38% | 1.13% | Top third Ahead of 76% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.69% | 3.75% | Middle third Ahead of 43% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.24% | 60.14% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.4M | $8.1M | Middle third Ahead of 62% of peers |
| Loans to deposits Net loans and leases over total deposits. | 85.86% | 88.02% | Context |
What it means for lending operations
Its efficiency ratio of 49.24% is better than the 60.14% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Wayne Bank Honesdale, PA · $2.91B
- The Fidelity Deposit and Discount Bank Dunmore, PA · $2.97B
- Penn Community Bank Doylestown, PA · $3.07B
- Citizens & Northern Bank Wellsboro, PA · $3.14B
- First Citizens Community Bank Mansfield, PA · $3.19B
- Meridian Bank Wayne, PA · $2.59B
Questions about NEXTIER BANK, NATIONAL ASSOCIATION
How big is NEXTIER BANK, NATIONAL ASSOCIATION?
NEXTIER BANK, NATIONAL ASSOCIATION, established in 1897, is headquartered in Kittanning, PA. It reported $2.93B in total assets in its Q2 2026 FDIC call report and operates 37 offices.
What is NEXTIER BANK, NATIONAL ASSOCIATION's return on assets?
1.38% annualized in Q2 2026, against a 1.13% median for 21 PA banks with half to twice its assets, ahead of 76% of them.
What is NEXTIER BANK, NATIONAL ASSOCIATION's efficiency ratio?
49.24% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 60.14%, and lower is better.
Is NEXTIER BANK, NATIONAL ASSOCIATION growing its loans?
Net loans grew 2.1% over the year to Q2 2026, while deposits grew 4.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.