Jim Thorpe Neighborhood Bank: how it compares with its peers
Against 34 PA banks with half to twice its assets, Jim Thorpe Neighborhood Bank's strongest measure in Q2 2026 is return on assets (0.96% vs. a 0.80% peer median). Its weakest relative measure is assets per employee ($6.2M vs. $6.4M).
| Measure | Jim Thorpe Neighborhood Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.96% | 0.80% | Middle third Ahead of 65% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.38% | 3.30% | Middle third Ahead of 53% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 66.19% | 73.63% | Middle third Ahead of 65% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.2M | $6.4M | Middle third Ahead of 47% of peers |
| Loans to deposits Net loans and leases over total deposits. | 51.35% | 77.89% | Context |
What it means for lending operations
Its efficiency ratio of 66.19% is better than the 73.63% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Clarion County Community Bank Clarion, PA · $262M
- PennCrest Bank Altoona, PA · $247M
- The Turbotville National Bank Turbotville, PA · $243M
- MCS Bank Milroy, PA · $225M
- The National Bank of Malvern Malvern, PA · $224M
- Iron Workers Savings Bank Aston, PA · $217M
Questions about Jim Thorpe Neighborhood Bank
How big is Jim Thorpe Neighborhood Bank?
Jim Thorpe Neighborhood Bank, established in 1902, is headquartered in Jim Thorpe, PA. It reported $265M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Jim Thorpe Neighborhood Bank's return on assets?
0.96% annualized in Q2 2026, against a 0.80% median for 34 PA banks with half to twice its assets, ahead of 65% of them.
What is Jim Thorpe Neighborhood Bank's efficiency ratio?
66.19% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 73.63%, and lower is better.
Is Jim Thorpe Neighborhood Bank growing its loans?
Net loans shrank 2.0% over the year to Q2 2026, while deposits grew 7.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.