The Turbotville National Bank: how it compares with its peers
Against 32 PA banks with half to twice its assets, The Turbotville National Bank's strongest measure in Q2 2026 is efficiency ratio (36.25% vs. a 73.92% peer median). Its weakest relative measure is net interest margin (3.95% vs. 3.30%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.22% | 0.80% | Top third Ahead of 88% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.95% | 3.30% | Top third Ahead of 78% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 36.25% | 73.92% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $12.2M | $6.3M | Top third Ahead of 91% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.10% | 75.20% | Context |
What it means for lending operations
Its efficiency ratio of 36.25% is better than the 73.92% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- PennCrest Bank Altoona, PA · $247M
- Clarion County Community Bank Clarion, PA · $262M
- MCS Bank Milroy, PA · $225M
- The National Bank of Malvern Malvern, PA · $224M
- Jim Thorpe Neighborhood Bank Jim Thorpe, PA · $265M
- Iron Workers Savings Bank Aston, PA · $217M
Questions about The Turbotville National Bank
How big is The Turbotville National Bank?
The Turbotville National Bank, established in 1910, is headquartered in Turbotville, PA. It reported $243M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is The Turbotville National Bank's return on assets?
2.22% annualized in Q2 2026, against a 0.80% median for 32 PA banks with half to twice its assets, ahead of 88% of them.
What is The Turbotville National Bank's efficiency ratio?
36.25% in Q2 2026: it spent about 36 cents in noninterest expense for each dollar of revenue. The peer median is 73.92%, and lower is better.
Is The Turbotville National Bank growing its loans?
Net loans grew 17.2% over the year to Q2 2026, while deposits grew 14.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.