Greenville Savings Bank: how it compares with its peers
Against 45 PA banks with half to twice its assets, Greenville Savings Bank's strongest measure in Q2 2026 is assets per employee ($8.0M vs. a $6.5M peer median). Its weakest relative measure is net interest margin (2.87% vs. 3.35%).
| Measure | Greenville Savings Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.72% | 0.84% | Middle third Ahead of 38% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.87% | 3.35% | Bottom third Ahead of 22% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 68.42% | 71.94% | Middle third Ahead of 56% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.0M | $6.5M | Middle third Ahead of 64% of peers |
| Loans to deposits Net loans and leases over total deposits. | 107.14% | 78.48% | Context |
What it means for lending operations
Its efficiency ratio of 68.42% is better than the 71.94% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Altoona First Savings Bank Altoona, PA · $329M
- Commercial Bank and Trust of PA Latrobe, PA · $357M
- Citizens Savings Bank Clarks Summit, PA · $359M
- West View Savings Bank Pittsburgh, PA · $365M
- Sewickley Savings Bank Sewickley, PA · $316M
- First United National Bank Fryburg, PA · $386M
Questions about Greenville Savings Bank
How big is Greenville Savings Bank?
Greenville Savings Bank, established in 1911, is headquartered in Greenville, PA. It reported $343M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Greenville Savings Bank's return on assets?
0.72% annualized in Q2 2026, against a 0.84% median for 45 PA banks with half to twice its assets, ahead of 38% of them.
What is Greenville Savings Bank's efficiency ratio?
68.42% in Q2 2026: it spent about 68 cents in noninterest expense for each dollar of revenue. The peer median is 71.94%, and lower is better.
Is Greenville Savings Bank growing its loans?
Net loans grew 5.7% over the year to Q2 2026, while deposits shrank 0.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.