Altoona First Savings Bank: how it compares with its peers
Against 43 PA banks with half to twice its assets, Altoona First Savings Bank's strongest measure in Q2 2026 is net interest margin (3.90% vs. a 3.27% peer median). Its weakest relative measure is assets per employee ($6.8M vs. $6.5M).
| Measure | Altoona First Savings Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.87% | 0.80% | Middle third Ahead of 60% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.90% | 3.27% | Top third Ahead of 77% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.80% | 73.32% | Top third Ahead of 74% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.8M | $6.5M | Middle third Ahead of 53% of peers |
| Loans to deposits Net loans and leases over total deposits. | 73.26% | 78.48% | Context |
What it means for lending operations
Its efficiency ratio of 62.80% is better than the 73.32% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Sewickley Savings Bank Sewickley, PA · $316M
- Greenville Savings Bank Greenville, PA · $343M
- Commercial Bank and Trust of PA Latrobe, PA · $357M
- Citizens Savings Bank Clarks Summit, PA · $359M
- West View Savings Bank Pittsburgh, PA · $365M
- First United National Bank Fryburg, PA · $386M
Questions about Altoona First Savings Bank
How big is Altoona First Savings Bank?
Altoona First Savings Bank, established in 1927, is headquartered in Altoona, PA. It reported $329M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Altoona First Savings Bank's return on assets?
0.87% annualized in Q2 2026, against a 0.80% median for 43 PA banks with half to twice its assets, ahead of 60% of them.
What is Altoona First Savings Bank's efficiency ratio?
62.80% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 73.32%, and lower is better.
Is Altoona First Savings Bank growing its loans?
Net loans grew 7.3% over the year to Q2 2026, while deposits shrank 0.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.