BNY Mellon, National Association: how it compares with its peers
Against 81 U.S. banks with half to twice its assets, BNY Mellon, National Association's strongest measure in Q2 2026 is assets per employee ($23.4M vs. a $12.1M peer median). Its weakest relative measure is net interest margin (1.13% vs. 3.63%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.87% | 1.23% | Bottom third Ahead of 20% of peers |
| Net interest margin Annualized net interest income over earning assets. | 1.13% | 3.63% | Bottom third Ahead of 6% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 71.19% | 55.21% | Bottom third Ahead of 6% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $23.4M | $12.1M | Top third Ahead of 81% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.33% | 86.03% | Context |
What it means for lending operations
Its efficiency ratio of 71.19% is above the 55.21% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Eastern Bank Boston, MA · $31.13B
- Glacier Bank Kalispell, MT · $31.58B
- City National Bank of Florida Miami, FL · $29.11B
- TD Bank USA, National Association Wilmington, DE · $32.13B
- United Community Bank Greenville, SC · $28.99B
- Axos Bank San Diego, CA · $28.87B
Questions about BNY Mellon, National Association
How big is BNY Mellon, National Association?
BNY Mellon, National Association, established in 1869, is headquartered in Pittsburgh, PA. It reported $30.62B in total assets in its Q2 2026 FDIC call report and operates 31 offices.
What is BNY Mellon, National Association's return on assets?
0.87% annualized in Q2 2026, against a 1.23% median for 81 U.S. banks with half to twice its assets, ahead of 20% of them.
What is BNY Mellon, National Association's efficiency ratio?
71.19% in Q2 2026: it spent about 71 cents in noninterest expense for each dollar of revenue. The peer median is 55.21%, and lower is better.
Is BNY Mellon, National Association growing its loans?
Net loans shrank 1.2% over the year to Q2 2026, while deposits grew 4.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.