City National Bank of Florida: how it compares with its peers
Against 86 U.S. banks with half to twice its assets, City National Bank of Florida's strongest measure in Q2 2026 is assets per employee ($24.8M vs. a $12.1M peer median). Its weakest relative measure is net interest margin (2.97% vs. 3.62%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.24% | 1.21% | Middle third Ahead of 53% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.97% | 3.62% | Bottom third Ahead of 23% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 43.19% | 55.20% | Top third Ahead of 80% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $24.8M | $12.1M | Top third Ahead of 83% of peers |
| Loans to deposits Net loans and leases over total deposits. | 92.20% | 85.69% | Context |
What it means for lending operations
Its efficiency ratio of 43.19% is better than the 55.20% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- United Community Bank Greenville, SC · $28.99B
- Axos Bank San Diego, CA · $28.87B
- Sallie Mae Bank Salt Lake City, UT · $28.54B
- Ameris Bank Atlanta, GA · $28.42B
- Arvest Bank Fayetteville, AR · $28.05B
- WesBanco Bank, Inc. Wheeling, WV · $27.75B
Questions about City National Bank of Florida
How big is City National Bank of Florida?
City National Bank of Florida, established in 1970, is headquartered in Miami, FL. It reported $29.11B in total assets in its Q2 2026 FDIC call report and operates 30 offices.
What is City National Bank of Florida's return on assets?
1.24% annualized in Q2 2026, against a 1.21% median for 86 U.S. banks with half to twice its assets, ahead of 53% of them.
What is City National Bank of Florida's efficiency ratio?
43.19% in Q2 2026: it spent about 43 cents in noninterest expense for each dollar of revenue. The peer median is 55.20%, and lower is better.
Is City National Bank of Florida growing its loans?
Net loans grew 7.7% over the year to Q2 2026, while deposits grew 2.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.