Marquette Savings Bank: how it compares with its peers
Against 28 PA banks with half to twice its assets, Marquette Savings Bank's strongest measure in Q2 2026 is assets per employee ($9.1M vs. a $7.8M peer median). Its weakest relative measure is return on assets (0.53% vs. 1.16%).
| Measure | Marquette Savings Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.53% | 1.16% | Bottom third Ahead of 11% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.80% | 3.52% | Bottom third Ahead of 18% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 78.17% | 60.26% | Bottom third Ahead of 11% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.1M | $7.8M | Middle third Ahead of 64% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.89% | 83.31% | Context |
What it means for lending operations
Its efficiency ratio of 78.17% is above the 60.26% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Washington Financial Bank Washington, PA · $1.44B
- Ameriserv Financial Bank Johnstown, PA · $1.46B
- 1st Summit Bank Johnstown, PA · $1.52B
- First Keystone Community Bank Berwick, PA · $1.57B
- Central Penn Bank & Trust Mifflinburg, PA · $1.27B
- Community Bank Carmichaels, PA · $1.66B
Questions about Marquette Savings Bank
How big is Marquette Savings Bank?
Marquette Savings Bank, established in 1908, is headquartered in Erie, PA. It reported $1.44B in total assets in its Q2 2026 FDIC call report and operates 12 offices.
What is Marquette Savings Bank's return on assets?
0.53% annualized in Q2 2026, against a 1.16% median for 28 PA banks with half to twice its assets, ahead of 11% of them.
What is Marquette Savings Bank's efficiency ratio?
78.17% in Q2 2026: it spent about 78 cents in noninterest expense for each dollar of revenue. The peer median is 60.26%, and lower is better.
Is Marquette Savings Bank growing its loans?
Net loans grew 6.6% over the year to Q2 2026, while deposits grew 9.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are PA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Pennsylvania bank ranked.