Virginia bank rankings, Q2 2026
56 FDIC-insured banks are headquartered in Virginia, holding $1001.71B in combined assets as of Q2 2026. The median bank has $1.04B in assets, earns a 1.23% return on assets, and runs a 60.84% efficiency ratio.
Highest return on assets among community banks
- The Bank of Southside Virginia Carson 3.74%
- The Bank of Charlotte County Phenix 3.44%
- Lee Bank and Trust Company Pennington Gap 3.40%
- Pioneer Bank Stanley 2.81%
- Powell Valley National Bank Jonesville 2.20%
- Citizens Bank and Trust Company Blackstone 2.11%
- Chain Bridge Bank, National Association Mclean 1.86%
- Virginia National Bank Charlottesville 1.86%
- The First Bank and Trust Company Lebanon 1.83%
- Bank of Botetourt Buchanan 1.80%
Most efficient community banks (lowest efficiency ratio)
- Lee Bank and Trust Company Pennington Gap 32.82%
- The Bank of Southside Virginia Carson 36.31%
- The First Bank and Trust Company Lebanon 39.98%
- Chain Bridge Bank, National Association Mclean 40.43%
- Virginia National Bank Charlottesville 43.23%
- The Bank of Charlotte County Phenix 44.61%
- Pioneer Bank Stanley 44.88%
- Citizens Bank and Trust Company Blackstone 46.92%
- FVCbank Fairfax 48.73%
- John Marshall Bank Reston 49.08%
Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.
Every Virginia bank
| Bank | Assets | ROA | Efficiency | NIM |
|---|---|---|---|---|
| Capital One, National Association Mclean | $662.16B | 1.67% | 50.61% | 8.47% |
| HSBC Bank USA, National Association Tysons | $173.10B | 0.98% | 55.36% | 1.64% |
| Atlantic Union Bank Richmond City | $38.02B | 1.62% | 46.62% | 3.96% |
| United Bank Fairfax | $33.64B | 1.56% | 45.77% | 3.87% |
| TowneBank Portsmouth | $22.62B | 2.17% | 56.11% | 3.77% |
| Burke & Herbert Bank & Trust Company Alexandria | $10.98B | 1.06% | 64.26% | 4.20% |
| Carter Bank & Trust Martinsville | $4.80B | 3.66% | 38.54% | 3.33% |
| Primis Bank Tappahannock | $4.34B | 1.02% | 68.02% | 3.61% |
| The First Bank and Trust Company Lebanon | $4.28B | 1.83% | 39.98% | 4.16% |
| First Community Bank Bluefield | $3.61B | 2.05% | 52.56% | 4.44% |
| Citizens and Farmers Bank West Point | $2.79B | 1.27% | 64.72% | 4.55% |
| John Marshall Bank Reston | $2.40B | 1.19% | 49.08% | 2.98% |
| FVCbank Fairfax | $2.36B | 1.37% | 48.73% | 3.37% |
| Blue Ridge Bank, National Association Martinsville | $2.31B | 0.01% | 88.71% | 3.00% |
| MainStreet Bank Fairfax | $2.24B | 0.90% | 65.01% | 3.63% |
| Chain Bridge Bank, National Association Mclean | $2.19B | 1.86% | 40.43% | 3.34% |
| First Bank Strasburg | $2.07B | 1.14% | 65.43% | 4.07% |
| Bank Of Clarke Berryville | $1.85B | 1.02% | 62.53% | 3.84% |
| The National Bank of Blacksburg Blacksburg | $1.83B | 0.57% | 58.63% | 3.03% |
| Old Dominion National Bank Charlottesville | $1.80B | 0.78% | 61.36% | 3.02% |
| Chesapeake Bank Kilmarnock | $1.72B | 1.78% | 65.61% | 4.47% |
| Virginia National Bank Charlottesville | $1.64B | 1.86% | 43.23% | 3.52% |
| Benchmark Community Bank Kenbridge | $1.41B | 1.63% | 59.58% | 4.74% |
| Farmers & Merchants Bank Timberville | $1.40B | 1.24% | 58.18% | 3.73% |
| SKYLINE NATIONAL BANK Independence | $1.33B | 1.51% | 57.97% | 4.67% |
| Trustar Bank Great Falls | $1.14B | 0.65% | 65.57% | 3.08% |
| First National Bank Altavista | $1.14B | 1.76% | 58.18% | 4.17% |
| The Freedom Bank of Virginia Fairfax | $1.04B | 0.45% | 78.98% | 2.90% |
| Bank of the James Lynchburg | $1.03B | 1.01% | 72.05% | 3.85% |
| Oak View National Bank Warrenton | $966M | 0.93% | 60.21% | 2.72% |
| New Peoples Bank, Inc. Honaker | $942M | 1.48% | 61.26% | 4.21% |
| Bank of Botetourt Buchanan | $939M | 1.80% | 52.95% | 4.07% |
| TruPoint Bank Grundy | $691M | 1.12% | 68.11% | 4.12% |
| The Bank of Southside Virginia Carson | $670M | 3.74% | 36.31% | 4.65% |
| The Bank of Marion Marion | $634M | 1.43% | 63.11% | 4.31% |
| Citizens Bank and Trust Company Blackstone | $578M | 2.11% | 46.92% | 4.55% |
| Select Bank Forest | $524M | 1.22% | 55.42% | 3.47% |
| Powell Valley National Bank Jonesville | $516M | 2.20% | 54.11% | 3.79% |
| First Sentinel Bank Richlands | $398M | 0.85% | 69.67% | 4.14% |
| The Farmers Bank of Appomattox Appomattox | $375M | 0.98% | 71.95% | 4.16% |
| Pioneer Bank Stanley | $372M | 2.81% | 44.88% | 4.63% |
| Legacy Bank Grundy | $360M | 0.85% | 66.56% | 3.13% |
| Locus Bank, Inc. Richmond | $359M | 1.26% | 60.57% | 3.58% |
| New Horizon Bank, National Association Powhatan | $359M | -0.39% | 108.11% | 3.88% |
| Lee Bank and Trust Company Pennington Gap | $257M | 3.40% | 32.82% | 3.45% |
| CornerStone Bank Lexington | $233M | 1.20% | 65.38% | 4.66% |
| The Bank of Charlotte County Phenix | $223M | 3.44% | 44.61% | 4.54% |
| Farmers and Miners Bank Pennington Gap | $193M | 1.63% | 61.12% | 4.88% |
| Highlands Community Bank Covington | $189M | 0.39% | 87.10% | 3.36% |
| Movement Bank Danville | $165M | 0.96% | 82.95% | 3.67% |
| Community Bankers' Bank Midlothian | $139M | 0.22% | 94.31% | 2.85% |
| Integrity Bank for Business Virginia Beach | $112M | 0.28% | 90.37% | 3.60% |
| Miners Exchange Bank Coeburn | $93M | -0.51% | 107.75% | 5.06% |
| Farmers & Merchants Bank of Craig County New Castle | $93M | 1.31% | 56.83% | 3.80% |
| The Blue Grass Valley Bank Blue Grass | $60M | 0.54% | 79.53% | 3.35% |
| Martinsville First Savings Bank Martinsville | $32M | 0.41% | 80.99% | 3.03% |
Method
Banks are FDIC-insured institutions headquartered in Virginia with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.