The Bank of Marion: how it compares with its peers
Against 18 VA banks with half to twice its assets, The Bank of Marion's strongest measure in Q2 2026 is net interest margin (4.31% vs. a 3.98% peer median). Its weakest relative measure is assets per employee ($5.6M vs. $6.6M).
| Measure | The Bank of Marion | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.43% | 1.17% | Middle third Ahead of 61% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.31% | 3.98% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.11% | 60.91% | Middle third Ahead of 44% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.6M | $6.6M | Bottom third Ahead of 28% of peers |
| Loans to deposits Net loans and leases over total deposits. | 81.26% | 85.21% | Context |
What it means for lending operations
Its efficiency ratio of 63.11% is above the 60.91% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Bank of Southside Virginia Carson, VA · $670M
- Citizens Bank and Trust Company Blackstone, VA · $578M
- TruPoint Bank Grundy, VA · $691M
- Select Bank Forest, VA · $524M
- Powell Valley National Bank Jonesville, VA · $516M
- First Sentinel Bank Richlands, VA · $398M
Questions about The Bank of Marion
How big is The Bank of Marion?
The Bank of Marion, established in 1874, is headquartered in Marion, VA. It reported $634M in total assets in its Q2 2026 FDIC call report and operates 17 offices.
What is The Bank of Marion's return on assets?
1.43% annualized in Q2 2026, against a 1.17% median for 18 VA banks with half to twice its assets, ahead of 61% of them.
What is The Bank of Marion's efficiency ratio?
63.11% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 60.91%, and lower is better.
Is The Bank of Marion growing its loans?
Net loans grew 10.1% over the year to Q2 2026, while deposits grew 1.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are VA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Virginia bank ranked.