Chain Bridge Bank, National Association: how it compares with its peers
Against 19 VA banks with half to twice its assets, Chain Bridge Bank, National Association's strongest measure in Q2 2026 is assets per employee ($22.1M vs. a $7.2M peer median). Its weakest relative measure is net interest margin (3.34% vs. 3.73%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.86% | 1.24% | Top third Ahead of 95% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.34% | 3.73% | Bottom third Ahead of 26% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 40.43% | 59.58% | Top third Ahead of 95% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $22.1M | $7.2M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 13.48% | 90.66% | Context |
What it means for lending operations
Its efficiency ratio of 40.43% is better than the 59.58% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- MainStreet Bank Fairfax, VA · $2.24B
- Blue Ridge Bank, National Association Martinsville, VA · $2.31B
- First Bank Strasburg, VA · $2.07B
- FVCbank Fairfax, VA · $2.36B
- John Marshall Bank Reston, VA · $2.40B
- Bank Of Clarke Berryville, VA · $1.85B
Questions about Chain Bridge Bank, National Association
How big is Chain Bridge Bank, National Association?
Chain Bridge Bank, National Association, established in 2007, is headquartered in Mclean, VA. It reported $2.19B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Chain Bridge Bank, National Association's return on assets?
1.86% annualized in Q2 2026, against a 1.24% median for 19 VA banks with half to twice its assets, ahead of 95% of them.
What is Chain Bridge Bank, National Association's efficiency ratio?
40.43% in Q2 2026: it spent about 40 cents in noninterest expense for each dollar of revenue. The peer median is 59.58%, and lower is better.
Is Chain Bridge Bank, National Association growing its loans?
Net loans shrank 4.6% over the year to Q2 2026, while deposits grew 55.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are VA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Virginia bank ranked.