FVCbank: how it compares with its peers
Against 17 VA banks with half to twice its assets, FVCbank's strongest measure in Q2 2026 is assets per employee ($17.5M vs. a $7.2M peer median). Its weakest relative measure is net interest margin (3.37% vs. 3.73%).
| Measure | FVCbank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.37% | 1.24% | Middle third Ahead of 59% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.37% | 3.73% | Bottom third Ahead of 29% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.73% | 59.58% | Top third Ahead of 82% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $17.5M | $7.2M | Top third Ahead of 88% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.34% | 89.03% | Context |
What it means for lending operations
Its efficiency ratio of 48.73% is better than the 59.58% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- John Marshall Bank Reston, VA · $2.40B
- Blue Ridge Bank, National Association Martinsville, VA · $2.31B
- MainStreet Bank Fairfax, VA · $2.24B
- Chain Bridge Bank, National Association Mclean, VA · $2.19B
- First Bank Strasburg, VA · $2.07B
- Citizens and Farmers Bank West Point, VA · $2.79B
Questions about FVCbank
How big is FVCbank?
FVCbank, established in 2007, is headquartered in Fairfax, VA. It reported $2.36B in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is FVCbank's return on assets?
1.37% annualized in Q2 2026, against a 1.24% median for 17 VA banks with half to twice its assets, ahead of 59% of them.
What is FVCbank's efficiency ratio?
48.73% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 59.58%, and lower is better.
Is FVCbank growing its loans?
Net loans grew 1.6% over the year to Q2 2026, while deposits grew 8.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are VA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Virginia bank ranked.