Burke & Herbert Bank & Trust Company: how it compares with its peers
Against 172 U.S. banks with half to twice its assets, Burke & Herbert Bank & Trust Company's strongest measure in Q2 2026 is net interest margin (4.20% vs. a 3.64% peer median). Its weakest relative measure is efficiency ratio (64.26% vs. 54.95%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.06% | 1.29% | Bottom third Ahead of 32% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.20% | 3.64% | Top third Ahead of 79% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 64.26% | 54.95% | Bottom third Ahead of 20% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.5M | $10.2M | Middle third Ahead of 53% of peers |
| Loans to deposits Net loans and leases over total deposits. | 87.89% | 87.36% | Context |
What it means for lending operations
Its efficiency ratio of 64.26% is above the 54.95% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Bank Hapoalim B.M. New York, NY · $11.04B
- Beal Bank USA Las Vegas, NV · $11.05B
- WEX Bank Sandy, UT · $10.71B
- Washington Trust Bank Spokane, WA · $10.54B
- Charles Schwab Trust Bank Westlake, TX · $10.51B
Questions about Burke & Herbert Bank & Trust Company
How big is Burke & Herbert Bank & Trust Company?
Burke & Herbert Bank & Trust Company, established in 1852, is headquartered in Alexandria, VA. It reported $10.98B in total assets in its Q2 2026 FDIC call report and operates 106 offices.
What is Burke & Herbert Bank & Trust Company's return on assets?
1.06% annualized in Q2 2026, against a 1.29% median for 172 U.S. banks with half to twice its assets, ahead of 32% of them.
What is Burke & Herbert Bank & Trust Company's efficiency ratio?
64.26% in Q2 2026: it spent about 64 cents in noninterest expense for each dollar of revenue. The peer median is 54.95%, and lower is better.
Is Burke & Herbert Bank & Trust Company growing its loans?
Net loans grew 43.1% over the year to Q2 2026, while deposits grew 40.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Virginia bank ranked.