Movement Bank: how it compares with its peers
Against 9 VA banks with half to twice its assets, Movement Bank's strongest measure in Q2 2026 is return on assets (0.96% vs. a 1.20% peer median). Its weakest relative measure is assets per employee ($4.6M vs. $5.9M).
| Measure | Movement Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.96% | 1.20% | Middle third Ahead of 44% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.67% | 3.80% | Middle third Ahead of 44% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 82.95% | 65.38% | Middle third Ahead of 44% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.6M | $5.9M | Bottom third Ahead of 22% of peers |
| Loans to deposits Net loans and leases over total deposits. | 74.59% | 69.31% | Context |
What it means for lending operations
Its efficiency ratio of 82.95% is above the 65.38% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Highlands Community Bank Covington, VA · $189M
- Community Bankers' Bank Midlothian, VA · $139M
- Farmers and Miners Bank Pennington Gap, VA · $193M
- Integrity Bank for Business Virginia Beach, VA · $112M
- The Bank of Charlotte County Phenix, VA · $223M
- CornerStone Bank Lexington, VA · $233M
Questions about Movement Bank
How big is Movement Bank?
Movement Bank, established in 1919, is headquartered in Danville, VA. It reported $165M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Movement Bank's return on assets?
0.96% annualized in Q2 2026, against a 1.20% median for 9 VA banks with half to twice its assets, ahead of 44% of them.
What is Movement Bank's efficiency ratio?
82.95% in Q2 2026: it spent about 83 cents in noninterest expense for each dollar of revenue. The peer median is 65.38%, and lower is better.
Is Movement Bank growing its loans?
Net loans shrank 10.4% over the year to Q2 2026, while deposits shrank 0.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are VA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Virginia bank ranked.