The National Bank of Blacksburg: how it compares with its peers
Against 22 VA banks with half to twice its assets, The National Bank of Blacksburg's strongest measure in Q2 2026 is efficiency ratio (58.63% vs. a 60.73% peer median). Its weakest relative measure is return on assets (0.57% vs. 1.26%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.57% | 1.26% | Bottom third Ahead of 9% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.03% | 3.79% | Bottom third Ahead of 23% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.63% | 60.73% | Middle third Ahead of 59% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.2M | $7.4M | Middle third Ahead of 50% of peers |
| Loans to deposits Net loans and leases over total deposits. | 60.79% | 88.41% | Context |
What it means for lending operations
Its efficiency ratio of 58.63% is better than the 60.73% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank Of Clarke Berryville, VA · $1.85B
- Old Dominion National Bank Charlottesville, VA · $1.80B
- Chesapeake Bank Kilmarnock, VA · $1.72B
- Virginia National Bank Charlottesville, VA · $1.64B
- First Bank Strasburg, VA · $2.07B
- Chain Bridge Bank, National Association Mclean, VA · $2.19B
Questions about The National Bank of Blacksburg
How big is The National Bank of Blacksburg?
The National Bank of Blacksburg, established in 1891, is headquartered in Blacksburg, VA. It reported $1.83B in total assets in its Q2 2026 FDIC call report and operates 28 offices.
What is The National Bank of Blacksburg's return on assets?
0.57% annualized in Q2 2026, against a 1.26% median for 22 VA banks with half to twice its assets, ahead of 9% of them.
What is The National Bank of Blacksburg's efficiency ratio?
58.63% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 60.73%, and lower is better.
Is The National Bank of Blacksburg growing its loans?
Net loans grew 0.4% over the year to Q2 2026, while deposits grew 0.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are VA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Virginia bank ranked.