New Jersey bank rankings, Q2 2026
49 FDIC-insured banks are headquartered in New Jersey, holding $217.09B in combined assets as of Q2 2026. The median bank has $899M in assets, earns a 0.68% return on assets, and runs a 71.87% efficiency ratio.
Highest return on assets among community banks
- Hana Bank USA, National Association Fort Lee 2.91%
- Amboy Bank Old Bridge 2.60%
- Crown Bank Elizabeth 2.33%
- Parke Bank Sewell 2.18%
- Unity Bank Clinton 1.91%
- The Pennsville National Bank Pennsville 1.48%
- New Millennium Bank Fort Lee 1.31%
- Magyar Bank New Brunswick 1.25%
- ConnectOne Bank Englewood Cliffs 1.24%
- The Bank of Princeton Princeton 1.23%
Most efficient community banks (lowest efficiency ratio)
- Parke Bank Sewell 29.63%
- Amboy Bank Old Bridge 34.23%
- Unity Bank Clinton 41.25%
- ConnectOne Bank Englewood Cliffs 43.75%
- Crown Bank Elizabeth 44.89%
- New Millennium Bank Fort Lee 49.48%
- Magyar Bank New Brunswick 52.01%
- Century Savings Bank Vineland 53.34%
- The Pennsville National Bank Pennsville 55.19%
- Hana Bank USA, National Association Fort Lee 55.52%
Top-ten lists include FDIC-designated community banks with at least $100M in assets; trust companies and specialty subsidiaries appear in the full table only.
Every New Jersey bank
| Bank | Assets | ROA | Efficiency | NIM |
|---|---|---|---|---|
| Valley National Bank Passaic | $66.23B | 1.08% | 54.06% | 3.30% |
| Provident Bank Jersey City | $25.65B | 1.35% | 45.74% | 3.57% |
| OceanFirst Bank, National Association Toms River | $23.17B | 0.35% | 79.07% | 2.84% |
| ConnectOne Bank Englewood Cliffs | $14.40B | 1.24% | 43.75% | 3.55% |
| Columbia Bank Fair Lawn | $12.17B | 0.52% | 65.80% | 2.39% |
| Cross River Bank Fort Lee | $8.53B | 0.12% | 82.92% | 5.10% |
| Peapack Private Bank & Trust Bedminster | $7.96B | 0.84% | 64.22% | 3.35% |
| Kearny Bank Kearny | $7.67B | 0.46% | 71.67% | 2.28% |
| First Bank Hamilton | $4.09B | 0.92% | 54.89% | 3.70% |
| Spencer Savings Bank, SLA Elmwood Park | $4.04B | 0.63% | 66.68% | 2.84% |
| Sumitomo Mitsui Trust Bank (U.S.A.) Limited Hoboken | $3.92B | 1.93% | 51.66% | 2.38% |
| Manasquan Bank Manasquan | $3.59B | 0.67% | 59.58% | 3.21% |
| Unity Bank Clinton | $3.18B | 1.91% | 41.25% | 4.42% |
| Amboy Bank Old Bridge | $3.12B | 2.60% | 34.23% | 3.52% |
| BCB Community Bank Bayonne | $3.12B | -0.50% | 64.74% | 3.21% |
| Bessemer Trust Company Woodbridge | $2.36B | 1.95% | 70.32% | 0.79% |
| Parke Bank Sewell | $2.30B | 2.18% | 29.63% | 4.21% |
| The Bank of Princeton Princeton | $2.25B | 1.23% | 59.57% | 3.83% |
| First Commerce Bank Lakewood | $1.96B | 0.96% | 63.09% | 3.10% |
| Union County Savings Bank Elizabeth | $1.48B | -1.45% | – | -0.37% |
| Somerset Regal Bank Bound Brook | $1.19B | 0.34% | 79.28% | 2.96% |
| Sturdy Savings Bank Stone Harbor | $1.14B | 0.75% | 72.07% | 3.57% |
| Magyar Bank New Brunswick | $1.05B | 1.25% | 52.01% | 3.78% |
| Haven Savings Bank Hoboken | $987M | -0.35% | 115.98% | 1.61% |
| New Millennium Bank Fort Lee | $899M | 1.31% | 49.48% | 3.42% |
| Newfield National Bank Newfield | $889M | 0.73% | 73.46% | 3.25% |
| Bogota Savings Bank Teaneck | $872M | 0.29% | 81.99% | 2.02% |
| Freedom Bank Maywood | $838M | 0.89% | 63.10% | 3.15% |
| Hana Bank USA, National Association Fort Lee | $835M | 2.91% | 55.52% | 3.19% |
| Cenlar FSB Ewing | $782M | -1.23% | 104.13% | 2.87% |
| First Hope Bank, A National Banking Association Hope | $657M | 0.78% | 78.32% | 4.13% |
| Century Savings Bank Vineland | $635M | 0.53% | 53.34% | 3.60% |
| Crown Bank Elizabeth | $614M | 2.33% | 44.89% | 4.88% |
| Crest Savings Bank Wildwood | $594M | 0.43% | 81.04% | 2.98% |
| Haddon Savings Bank Haddon Heights | $421M | -0.10% | 106.82% | 1.76% |
| Lusitania Savings Bank Newark | $418M | 0.48% | 72.59% | 2.42% |
| The First National Bank of Elmer Elmer | $408M | 0.75% | 75.89% | 4.31% |
| Ascendia Bank Glen Rock | $395M | 0.24% | 89.50% | 2.60% |
| United Roosevelt Savings Bank Carteret | $381M | 0.45% | 75.87% | 2.97% |
| Franklin Bank Pilesgrove | $334M | 0.68% | 78.55% | 3.79% |
| 1st Bank of Sea Isle City Sea Isle City | $311M | 0.16% | 94.15% | 3.50% |
| The Pennsville National Bank Pennsville | $282M | 1.48% | 55.19% | 4.21% |
| The First National Bank of Absecon Absecon | $195M | 0.81% | 75.86% | 4.02% |
| Millville Savings Bank Millville | $170M | 0.33% | 88.51% | 3.10% |
| Schuyler Savings Bank Kearny | $151M | 0.20% | 90.92% | 2.60% |
| GSL Savings Bank Guttenberg | $151M | 0.25% | 87.69% | 2.59% |
| Monroe Savings Bank Williamstown | $114M | 0.68% | 72.48% | 3.42% |
| Liberty Bank of New Jersey Verona | $107M | -2.47% | 211.61% | 2.22% |
| Five Rivers Bank Paramus | $78M | -8.08% | 464.46% | 2.41% |
Method
Banks are FDIC-insured institutions headquartered in New Jersey with a call report for the quarter ending 06/30/2026. Return on assets and net interest margin are annualized year to date; the efficiency ratio is noninterest expense over revenue, so lower is better. Credit unions are NCUA-insured and not included. Click any bank for its comparison with same-size peers, or look up a bank in another state.