Hana Bank USA, National Association: how it compares with its peers
Against 16 NJ banks with half to twice its assets, Hana Bank USA, National Association's strongest measure in Q2 2026 is return on assets (2.91% vs. a 0.50% peer median). Its weakest relative measure is net interest margin (3.19% vs. 3.07%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.91% | 0.50% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.19% | 3.07% | Middle third Ahead of 56% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.52% | 73.03% | Top third Ahead of 69% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.2M | $10.3M | Top third Ahead of 94% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.75% | 81.18% | Context |
What it means for lending operations
Its efficiency ratio of 55.52% is better than the 73.03% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Freedom Bank Maywood, NJ · $838M
- Bogota Savings Bank Teaneck, NJ · $872M
- Cenlar FSB Ewing, NJ · $782M
- Newfield National Bank Newfield, NJ · $889M
- New Millennium Bank Fort Lee, NJ · $899M
- Haven Savings Bank Hoboken, NJ · $987M
Questions about Hana Bank USA, National Association
How big is Hana Bank USA, National Association?
Hana Bank USA, National Association, established in 1986, is headquartered in Fort Lee, NJ. It reported $835M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Hana Bank USA, National Association's return on assets?
2.91% annualized in Q2 2026, against a 0.50% median for 16 NJ banks with half to twice its assets, ahead of 100% of them.
What is Hana Bank USA, National Association's efficiency ratio?
55.52% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 73.03%, and lower is better.
Is Hana Bank USA, National Association growing its loans?
Net loans grew 9.9% over the year to Q2 2026, while deposits grew 13.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NJ banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New Jersey bank ranked.