Newfield National Bank: how it compares with its peers
Against 14 NJ banks with half to twice its assets, Newfield National Bank's strongest measure in Q2 2026 is net interest margin (3.25% vs. a 3.17% peer median). Its weakest relative measure is assets per employee ($6.2M vs. $10.5M).
| Measure | Newfield National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.73% | 0.64% | Middle third Ahead of 50% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.25% | 3.17% | Middle third Ahead of 57% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 73.46% | 67.59% | Middle third Ahead of 43% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.2M | $10.5M | Bottom third Ahead of 14% of peers |
| Loans to deposits Net loans and leases over total deposits. | 58.35% | 88.47% | Context |
What it means for lending operations
Its efficiency ratio of 73.46% is above the 67.59% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- New Millennium Bank Fort Lee, NJ · $899M
- Bogota Savings Bank Teaneck, NJ · $872M
- Freedom Bank Maywood, NJ · $838M
- Hana Bank USA, National Association Fort Lee, NJ · $835M
- Haven Savings Bank Hoboken, NJ · $987M
- Cenlar FSB Ewing, NJ · $782M
Questions about Newfield National Bank
How big is Newfield National Bank?
Newfield National Bank, established in 1934, is headquartered in Newfield, NJ. It reported $889M in total assets in its Q2 2026 FDIC call report and operates 9 offices.
What is Newfield National Bank's return on assets?
0.73% annualized in Q2 2026, against a 0.64% median for 14 NJ banks with half to twice its assets, ahead of 50% of them.
What is Newfield National Bank's efficiency ratio?
73.46% in Q2 2026: it spent about 73 cents in noninterest expense for each dollar of revenue. The peer median is 67.59%, and lower is better.
Is Newfield National Bank growing its loans?
Net loans grew 2.5% over the year to Q2 2026, while deposits shrank 1.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NJ banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New Jersey bank ranked.