Bessemer Trust Company: how it compares with its peers
Against 13 NJ banks with half to twice its assets, Bessemer Trust Company's strongest measure in Q2 2026 is return on assets (1.95% vs. a 0.92% peer median). Its weakest relative measure is net interest margin (0.79% vs. 3.21%).
| Measure | Bessemer Trust Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.95% | 0.92% | Top third Ahead of 85% of peers |
| Net interest margin Annualized net interest income over earning assets. | 0.79% | 3.21% | Bottom third Ahead of 8% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 70.32% | 59.57% | Bottom third Ahead of 15% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $13.7M | $12.3M | Top third Ahead of 69% of peers |
| Loans to deposits Net loans and leases over total deposits. | 11.17% | 98.56% | Context |
What it means for lending operations
Its efficiency ratio of 70.32% is above the 59.57% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Parke Bank Sewell, NJ · $2.30B
- The Bank of Princeton Princeton, NJ · $2.25B
- First Commerce Bank Lakewood, NJ · $1.96B
- BCB Community Bank Bayonne, NJ · $3.12B
- Amboy Bank Old Bridge, NJ · $3.12B
Questions about Bessemer Trust Company
How big is Bessemer Trust Company?
Bessemer Trust Company, established in 1907, is headquartered in Woodbridge, NJ. It reported $2.36B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bessemer Trust Company's return on assets?
1.95% annualized in Q2 2026, against a 0.92% median for 13 NJ banks with half to twice its assets, ahead of 85% of them.
What is Bessemer Trust Company's efficiency ratio?
70.32% in Q2 2026: it spent about 70 cents in noninterest expense for each dollar of revenue. The peer median is 59.57%, and lower is better.
Is Bessemer Trust Company growing its loans?
Net loans shrank 5.1% over the year to Q2 2026, while deposits grew 39.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NJ banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New Jersey bank ranked.