The Bank of Princeton: how it compares with its peers
Against 14 NJ banks with half to twice its assets, The Bank of Princeton's strongest measure in Q2 2026 is net interest margin (3.83% vs. a 3.16% peer median). Its weakest relative measure is assets per employee ($9.5M vs. $12.5M).
| Measure | The Bank of Princeton | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.23% | 0.84% | Middle third Ahead of 64% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.83% | 3.16% | Top third Ahead of 86% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.57% | 61.34% | Middle third Ahead of 57% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.5M | $12.5M | Bottom third Ahead of 7% of peers |
| Loans to deposits Net loans and leases over total deposits. | 90.28% | 98.00% | Context |
What it means for lending operations
Its efficiency ratio of 59.57% is better than the 61.34% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Parke Bank Sewell, NJ · $2.30B
- Bessemer Trust Company Woodbridge, NJ · $2.36B
- First Commerce Bank Lakewood, NJ · $1.96B
- Union County Savings Bank Elizabeth, NJ · $1.48B
- BCB Community Bank Bayonne, NJ · $3.12B
Questions about The Bank of Princeton
How big is The Bank of Princeton?
The Bank of Princeton, established in 2007, is headquartered in Princeton, NJ. It reported $2.25B in total assets in its Q2 2026 FDIC call report and operates 36 offices.
What is The Bank of Princeton's return on assets?
1.23% annualized in Q2 2026, against a 0.84% median for 14 NJ banks with half to twice its assets, ahead of 64% of them.
What is The Bank of Princeton's efficiency ratio?
59.57% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 61.34%, and lower is better.
Is The Bank of Princeton growing its loans?
Net loans shrank 3.7% over the year to Q2 2026, while deposits grew 0.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NJ banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New Jersey bank ranked.